North Dakota Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ADAMS$424,100$543,000$656,350$815,650
BARNES$424,100$543,000$656,350$815,650
BENSON$424,100$543,000$656,350$815,650
BILLINGS$424,100$543,000$656,350$815,650
BOTTINEAU$424,100$543,000$656,350$815,650
BOWMAN$424,100$543,000$656,350$815,650
BURKE$424,100$543,000$656,350$815,650
BURLEIGH$424,100$543,000$656,350$815,650
CASS$424,100$543,000$656,350$815,650
CAVALIER$424,100$543,000$656,350$815,650
DICKEY$424,100$543,000$656,350$815,650
DIVIDE$424,100$543,000$656,350$815,650
DUNN$424,100$543,000$656,350$815,650
EDDY$424,100$543,000$656,350$815,650
EMMONS$424,100$543,000$656,350$815,650
FOSTER$424,100$543,000$656,350$815,650
GOLDEN VALLEY$424,100$543,000$656,350$815,650
GRAND FORKS$424,100$543,000$656,350$815,650
GRANT$424,100$543,000$656,350$815,650
GRIGGS$424,100$543,000$656,350$815,650
HETTINGER$424,100$543,000$656,350$815,650
KIDDER$424,100$543,000$656,350$815,650
LAMOURE$424,100$543,000$656,350$815,650
LOGAN$424,100$543,000$656,350$815,650
MCHENRY$424,100$543,000$656,350$815,650
MCINTOSH$424,100$543,000$656,350$815,650
MCKENZIE$424,100$543,000$656,350$815,650
MCLEAN$424,100$543,000$656,350$815,650
MERCER$424,100$543,000$656,350$815,650
MORTON$424,100$543,000$656,350$815,650
MOUNTRAIL$424,100$543,000$656,350$815,650
NELSON$424,100$543,000$656,350$815,650
OLIVER$424,100$543,000$656,350$815,650
PEMBINA$424,100$543,000$656,350$815,650
PIERCE$424,100$543,000$656,350$815,650
RAMSEY$424,100$543,000$656,350$815,650
RANSOM$424,100$543,000$656,350$815,650
RENVILLE$424,100$543,000$656,350$815,650
RICHLAND$424,100$543,000$656,350$815,650
ROLETTE$424,100$543,000$656,350$815,650
SARGENT$424,100$543,000$656,350$815,650
SHERIDAN$424,100$543,000$656,350$815,650
SIOUX$424,100$543,000$656,350$815,650
SLOPE$424,100$543,000$656,350$815,650
STARK$424,100$543,000$656,350$815,650
STEELE$424,100$543,000$656,350$815,650
STUTSMAN$424,100$543,000$656,350$815,650
TOWNER$424,100$543,000$656,350$815,650
TRAILL$424,100$543,000$656,350$815,650
WALSH$424,100$543,000$656,350$815,650
WARD$424,100$543,000$656,350$815,650
WELLS$424,100$543,000$656,350$815,650
WILLIAMS$424,100$543,000$656,350$815,650
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