Ohio Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ADAMS$424,100$543,000$656,350$815,650
ALLEN$424,100$543,000$656,350$815,650
ASHLAND$424,100$543,000$656,350$815,650
ASHTABULA$424,100$543,000$656,350$815,650
ATHENS$424,100$543,000$656,350$815,650
AUGLAIZE$424,100$543,000$656,350$815,650
BELMONT$424,100$543,000$656,350$815,650
BROWN$424,100$543,000$656,350$815,650
BUTLER$424,100$543,000$656,350$815,650
CARROLL$424,100$543,000$656,350$815,650
CHAMPAIGN$424,100$543,000$656,350$815,650
CLARK$424,100$543,000$656,350$815,650
CLERMONT$424,100$543,000$656,350$815,650
CLINTON$424,100$543,000$656,350$815,650
COLUMBIANA$424,100$543,000$656,350$815,650
COSHOCTON$424,100$543,000$656,350$815,650
CRAWFORD$424,100$543,000$656,350$815,650
CUYAHOGA$424,100$543,000$656,350$815,650
DARKE$424,100$543,000$656,350$815,650
DEFIANCE$424,100$543,000$656,350$815,650
DELAWARE$424,100$543,000$656,350$815,650
ERIE$424,100$543,000$656,350$815,650
FAIRFIELD$424,100$543,000$656,350$815,650
FAYETTE$424,100$543,000$656,350$815,650
FRANKLIN$424,100$543,000$656,350$815,650
FULTON$424,100$543,000$656,350$815,650
GALLIA$424,100$543,000$656,350$815,650
GEAUGA$424,100$543,000$656,350$815,650
GREENE$424,100$543,000$656,350$815,650
GUERNSEY$424,100$543,000$656,350$815,650
HAMILTON$424,100$543,000$656,350$815,650
HANCOCK$424,100$543,000$656,350$815,650
HARDIN$424,100$543,000$656,350$815,650
HARRISON$424,100$543,000$656,350$815,650
HENRY$424,100$543,000$656,350$815,650
HIGHLAND$424,100$543,000$656,350$815,650
HOCKING$424,100$543,000$656,350$815,650
HOLMES$424,100$543,000$656,350$815,650
HURON$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
JEFFERSON$424,100$543,000$656,350$815,650
KNOX$424,100$543,000$656,350$815,650
LAKE$424,100$543,000$656,350$815,650
LAWRENCE$424,100$543,000$656,350$815,650
LICKING$424,100$543,000$656,350$815,650
LOGAN$424,100$543,000$656,350$815,650
LORAIN$424,100$543,000$656,350$815,650
LUCAS$424,100$543,000$656,350$815,650
MADISON$424,100$543,000$656,350$815,650
MAHONING$424,100$543,000$656,350$815,650
MARION$424,100$543,000$656,350$815,650
MEDINA$424,100$543,000$656,350$815,650
MEIGS$424,100$543,000$656,350$815,650
MERCER$424,100$543,000$656,350$815,650
MIAMI$424,100$543,000$656,350$815,650
MONROE$424,100$543,000$656,350$815,650
MONTGOMERY$424,100$543,000$656,350$815,650
MORGAN$424,100$543,000$656,350$815,650
MORROW$424,100$543,000$656,350$815,650
MUSKINGUM$424,100$543,000$656,350$815,650
NOBLE$424,100$543,000$656,350$815,650
OTTAWA$424,100$543,000$656,350$815,650
PAULDING$424,100$543,000$656,350$815,650
PERRY$424,100$543,000$656,350$815,650
PICKAWAY$424,100$543,000$656,350$815,650
PIKE$424,100$543,000$656,350$815,650
PORTAGE$424,100$543,000$656,350$815,650
PREBLE$424,100$543,000$656,350$815,650
PUTNAM$424,100$543,000$656,350$815,650
RICHLAND$424,100$543,000$656,350$815,650
ROSS$424,100$543,000$656,350$815,650
SANDUSKY$424,100$543,000$656,350$815,650
SCIOTO$424,100$543,000$656,350$815,650
SENECA$424,100$543,000$656,350$815,650
SHELBY$424,100$543,000$656,350$815,650
STARK$424,100$543,000$656,350$815,650
SUMMIT$424,100$543,000$656,350$815,650
TRUMBULL$424,100$543,000$656,350$815,650
TUSCARAWAS$424,100$543,000$656,350$815,650
UNION$424,100$543,000$656,350$815,650
VAN WERT$424,100$543,000$656,350$815,650
VINTON$424,100$543,000$656,350$815,650
WARREN$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WAYNE$424,100$543,000$656,350$815,650
WILLIAMS$424,100$543,000$656,350$815,650
WOOD$424,100$543,000$656,350$815,650
WYANDOT$424,100$543,000$656,350$815,650
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