Oklahoma Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ADAIR$424,100$543,000$656,350$815,650
ALFALFA$424,100$543,000$656,350$815,650
ATOKA$424,100$543,000$656,350$815,650
BEAVER$424,100$543,000$656,350$815,650
BECKHAM$424,100$543,000$656,350$815,650
BLAINE$424,100$543,000$656,350$815,650
BRYAN$424,100$543,000$656,350$815,650
CADDO$424,100$543,000$656,350$815,650
CANADIAN$424,100$543,000$656,350$815,650
CARTER$424,100$543,000$656,350$815,650
CHEROKEE$424,100$543,000$656,350$815,650
CHOCTAW$424,100$543,000$656,350$815,650
CIMARRON$424,100$543,000$656,350$815,650
CLEVELAND$424,100$543,000$656,350$815,650
COAL$424,100$543,000$656,350$815,650
COMANCHE$424,100$543,000$656,350$815,650
COTTON$424,100$543,000$656,350$815,650
CRAIG$424,100$543,000$656,350$815,650
CREEK$424,100$543,000$656,350$815,650
CUSTER$424,100$543,000$656,350$815,650
DELAWARE$424,100$543,000$656,350$815,650
DEWEY$424,100$543,000$656,350$815,650
ELLIS$424,100$543,000$656,350$815,650
GARFIELD$424,100$543,000$656,350$815,650
GARVIN$424,100$543,000$656,350$815,650
GRADY$424,100$543,000$656,350$815,650
GRANT$424,100$543,000$656,350$815,650
GREER$424,100$543,000$656,350$815,650
HARMON$424,100$543,000$656,350$815,650
HARPER$424,100$543,000$656,350$815,650
HASKELL$424,100$543,000$656,350$815,650
HUGHES$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
JEFFERSON$424,100$543,000$656,350$815,650
JOHNSTON$424,100$543,000$656,350$815,650
KAY$424,100$543,000$656,350$815,650
KINGFISHER$424,100$543,000$656,350$815,650
KIOWA$424,100$543,000$656,350$815,650
LATIMER$424,100$543,000$656,350$815,650
LE FLORE$424,100$543,000$656,350$815,650
LINCOLN$424,100$543,000$656,350$815,650
LOGAN$424,100$543,000$656,350$815,650
LOVE$424,100$543,000$656,350$815,650
MCCLAIN$424,100$543,000$656,350$815,650
MCCURTAIN$424,100$543,000$656,350$815,650
MCINTOSH$424,100$543,000$656,350$815,650
MAJOR$424,100$543,000$656,350$815,650
MARSHALL$424,100$543,000$656,350$815,650
MAYES$424,100$543,000$656,350$815,650
MURRAY$424,100$543,000$656,350$815,650
MUSKOGEE$424,100$543,000$656,350$815,650
NOBLE$424,100$543,000$656,350$815,650
NOWATA$424,100$543,000$656,350$815,650
OKFUSKEE$424,100$543,000$656,350$815,650
OKLAHOMA$424,100$543,000$656,350$815,650
OKMULGEE$424,100$543,000$656,350$815,650
OSAGE$424,100$543,000$656,350$815,650
OTTAWA$424,100$543,000$656,350$815,650
PAWNEE$424,100$543,000$656,350$815,650
PAYNE$424,100$543,000$656,350$815,650
PITTSBURG$424,100$543,000$656,350$815,650
PONTOTOC$424,100$543,000$656,350$815,650
POTTAWATOMIE$424,100$543,000$656,350$815,650
PUSHMATAHA$424,100$543,000$656,350$815,650
ROGER MILLS$424,100$543,000$656,350$815,650
ROGERS$424,100$543,000$656,350$815,650
SEMINOLE$424,100$543,000$656,350$815,650
SEQUOYAH$424,100$543,000$656,350$815,650
STEPHENS$424,100$543,000$656,350$815,650
TEXAS$424,100$543,000$656,350$815,650
TILLMAN$424,100$543,000$656,350$815,650
TULSA$424,100$543,000$656,350$815,650
WAGONER$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WASHITA$424,100$543,000$656,350$815,650
WOODS$424,100$543,000$656,350$815,650
WOODWARD$424,100$543,000$656,350$815,650
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