Oregon Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
BAKER$424,100$543,000$656,350$815,650
BENTON$424,100$543,000$656,350$815,650
CLACKAMAS$424,100$543,000$656,350$815,650
CLATSOP$424,100$543,000$656,350$815,650
COLUMBIA$424,100$543,000$656,350$815,650
COOS$424,100$543,000$656,350$815,650
CROOK$424,100$543,000$656,350$815,650
CURRY$424,100$543,000$656,350$815,650
DESCHUTES$424,100$543,000$656,350$815,650
DOUGLAS$424,100$543,000$656,350$815,650
GILLIAM$424,100$543,000$656,350$815,650
GRANT$424,100$543,000$656,350$815,650
HARNEY$424,100$543,000$656,350$815,650
HOOD RIVER$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
JEFFERSON$424,100$543,000$656,350$815,650
JOSEPHINE$424,100$543,000$656,350$815,650
KLAMATH$424,100$543,000$656,350$815,650
LAKE$424,100$543,000$656,350$815,650
LANE$424,100$543,000$656,350$815,650
LINCOLN$424,100$543,000$656,350$815,650
LINN$424,100$543,000$656,350$815,650
MALHEUR$424,100$543,000$656,350$815,650
MARION$424,100$543,000$656,350$815,650
MORROW$424,100$543,000$656,350$815,650
MULTNOMAH$424,100$543,000$656,350$815,650
POLK$424,100$543,000$656,350$815,650
SHERMAN$424,100$543,000$656,350$815,650
TILLAMOOK$424,100$543,000$656,350$815,650
UMATILLA$424,100$543,000$656,350$815,650
UNION$424,100$543,000$656,350$815,650
WALLOWA$424,100$543,000$656,350$815,650
WASCO$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WHEELER$424,100$543,000$656,350$815,650
YAMHILL$424,100$543,000$656,350$815,650
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