Pennsylvania Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ADAMS$424,100$543,000$656,350$815,650
ALLEGHENY$424,100$543,000$656,350$815,650
ARMSTRONG$424,100$543,000$656,350$815,650
BEAVER$424,100$543,000$656,350$815,650
BEDFORD$424,100$543,000$656,350$815,650
BERKS$424,100$543,000$656,350$815,650
BLAIR$424,100$543,000$656,350$815,650
BRADFORD$424,100$543,000$656,350$815,650
BUCKS$424,100$543,000$656,350$815,650
BUTLER$424,100$543,000$656,350$815,650
CAMBRIA$424,100$543,000$656,350$815,650
CAMERON$424,100$543,000$656,350$815,650
CARBON$424,100$543,000$656,350$815,650
CENTRE$424,100$543,000$656,350$815,650
CHESTER$424,100$543,000$656,350$815,650
CLARION$424,100$543,000$656,350$815,650
CLEARFIELD$424,100$543,000$656,350$815,650
CLINTON$424,100$543,000$656,350$815,650
COLUMBIA$424,100$543,000$656,350$815,650
CRAWFORD$424,100$543,000$656,350$815,650
CUMBERLAND$424,100$543,000$656,350$815,650
DAUPHIN$424,100$543,000$656,350$815,650
DELAWARE$424,100$543,000$656,350$815,650
ELK$424,100$543,000$656,350$815,650
ERIE$424,100$543,000$656,350$815,650
FAYETTE$424,100$543,000$656,350$815,650
FOREST$424,100$543,000$656,350$815,650
FRANKLIN$424,100$543,000$656,350$815,650
FULTON$424,100$543,000$656,350$815,650
GREENE$424,100$543,000$656,350$815,650
HUNTINGDON$424,100$543,000$656,350$815,650
INDIANA$424,100$543,000$656,350$815,650
JEFFERSON$424,100$543,000$656,350$815,650
JUNIATA$424,100$543,000$656,350$815,650
LACKAWANNA$424,100$543,000$656,350$815,650
LANCASTER$424,100$543,000$656,350$815,650
LAWRENCE$424,100$543,000$656,350$815,650
LEBANON$424,100$543,000$656,350$815,650
LEHIGH$424,100$543,000$656,350$815,650
LUZERNE$424,100$543,000$656,350$815,650
LYCOMING$424,100$543,000$656,350$815,650
MCKEAN$424,100$543,000$656,350$815,650
MERCER$424,100$543,000$656,350$815,650
MIFFLIN$424,100$543,000$656,350$815,650
MONROE$424,100$543,000$656,350$815,650
MONTGOMERY$424,100$543,000$656,350$815,650
MONTOUR$424,100$543,000$656,350$815,650
NORTHAMPTON$424,100$543,000$656,350$815,650
NORTHUMBERLAND$424,100$543,000$656,350$815,650
PERRY$424,100$543,000$656,350$815,650
PHILADELPHIA$424,100$543,000$656,350$815,650
PIKE$636,150$814,500$984,525$1,223,475
POTTER$424,100$543,000$656,350$815,650
SCHUYLKILL$424,100$543,000$656,350$815,650
SNYDER$424,100$543,000$656,350$815,650
SOMERSET$424,100$543,000$656,350$815,650
SULLIVAN$424,100$543,000$656,350$815,650
SUSQUEHANNA$424,100$543,000$656,350$815,650
TIOGA$424,100$543,000$656,350$815,650
UNION$424,100$543,000$656,350$815,650
VENANGO$424,100$543,000$656,350$815,650
WARREN$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WAYNE$424,100$543,000$656,350$815,650
WESTMORELAND$424,100$543,000$656,350$815,650
WYOMING$424,100$543,000$656,350$815,650
YORK$424,100$543,000$656,350$815,650
>