Pennsylvania Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

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Pennsylvania Conventional Loan Limits by County

County 1 Unit SFR 2 Unit Duplex 3 Unit Triplex 4 Unit Fourplex
ADAMS COUNTY$548,250$702,000$848,500$1,054,500
ALLEGHENY COUNTY$548,250$702,000$848,500$1,054,500
ARMSTRONG COUNTY$548,250$702,000$848,500$1,054,500
BEAVER COUNTY$548,250$702,000$848,500$1,054,500
BEDFORD COUNTY$548,250$702,000$848,500$1,054,500
BERKS COUNTY$548,250$702,000$848,500$1,054,500
BLAIR COUNTY$548,250$702,000$848,500$1,054,500
BRADFORD COUNTY$548,250$702,000$848,500$1,054,500
BUCKS COUNTY$548,250$702,000$848,500$1,054,500
BUTLER COUNTY$548,250$702,000$848,500$1,054,500
CAMBRIA COUNTY$548,250$702,000$848,500$1,054,500
CAMERON COUNTY$548,250$702,000$848,500$1,054,500
CARBON COUNTY$548,250$702,000$848,500$1,054,500
CENTRE COUNTY$548,250$702,000$848,500$1,054,500
CHESTER COUNTY$548,250$702,000$848,500$1,054,500
CLARION COUNTY$548,250$702,000$848,500$1,054,500
CLEARFIELD COUNTY$548,250$702,000$848,500$1,054,500
CLINTON COUNTY$548,250$702,000$848,500$1,054,500
COLUMBIA COUNTY$548,250$702,000$848,500$1,054,500
CRAWFORD COUNTY$548,250$702,000$848,500$1,054,500
CUMBERLAND COUNTY$548,250$702,000$848,500$1,054,500
DAUPHIN COUNTY$548,250$702,000$848,500$1,054,500
DELAWARE COUNTY$548,250$702,000$848,500$1,054,500
ELK COUNTY$548,250$702,000$848,500$1,054,500
ERIE COUNTY$548,250$702,000$848,500$1,054,500
FAYETTE COUNTY$548,250$702,000$848,500$1,054,500
FOREST COUNTY$548,250$702,000$848,500$1,054,500
FRANKLIN COUNTY$548,250$702,000$848,500$1,054,500
FULTON COUNTY$548,250$702,000$848,500$1,054,500
GREENE COUNTY$548,250$702,000$848,500$1,054,500
HUNTINGDON COUNTY$548,250$702,000$848,500$1,054,500
INDIANA COUNTY$548,250$702,000$848,500$1,054,500
JEFFERSON COUNTY$548,250$702,000$848,500$1,054,500
JUNIATA COUNTY$548,250$702,000$848,500$1,054,500
LACKAWANNA COUNTY$548,250$702,000$848,500$1,054,500
LANCASTER COUNTY$548,250$702,000$848,500$1,054,500
LAWRENCE COUNTY$548,250$702,000$848,500$1,054,500
LEBANON COUNTY$548,250$702,000$848,500$1,054,500
LEHIGH COUNTY$548,250$702,000$848,500$1,054,500
LUZERNE COUNTY$548,250$702,000$848,500$1,054,500
LYCOMING COUNTY$548,250$702,000$848,500$1,054,500
MCKEAN COUNTY$548,250$702,000$848,500$1,054,500
MERCER COUNTY$548,250$702,000$848,500$1,054,500
MIFFLIN COUNTY$548,250$702,000$848,500$1,054,500
MONROE COUNTY$548,250$702,000$848,500$1,054,500
MONTGOMERY COUNTY$548,250$702,000$848,500$1,054,500
MONTOUR COUNTY$548,250$702,000$848,500$1,054,500
NORTHAMPTON COUNTY$548,250$702,000$848,500$1,054,500
NORTHUMBERLAND COUNTY$548,250$702,000$848,500$1,054,500
PERRY COUNTY$548,250$702,000$848,500$1,054,500
PHILADELPHIA COUNTY$548,250$702,000$848,500$1,054,500
PIKE COUNTY$822,375$1,053,000$1,272,750$1,581,750
POTTER COUNTY$548,250$702,000$848,500$1,054,500
SCHUYLKILL COUNTY$548,250$702,000$848,500$1,054,500
SNYDER COUNTY$548,250$702,000$848,500$1,054,500
SOMERSET COUNTY$548,250$702,000$848,500$1,054,500
SULLIVAN COUNTY$548,250$702,000$848,500$1,054,500
SUSQUEHANNA COUNTY$548,250$702,000$848,500$1,054,500
TIOGA COUNTY$548,250$702,000$848,500$1,054,500
UNION COUNTY$548,250$702,000$848,500$1,054,500
VENANGO COUNTY$548,250$702,000$848,500$1,054,500
WARREN COUNTY$548,250$702,000$848,500$1,054,500
WASHINGTON COUNTY$548,250$702,000$848,500$1,054,500
WAYNE COUNTY$548,250$702,000$848,500$1,054,500
WESTMORELAND COUNTY$548,250$702,000$848,500$1,054,500
WYOMING COUNTY$548,250$702,000$848,500$1,054,500
YORK COUNTY$548,250$702,000$848,500$1,054,500