Rhode Island Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
BRISTOL$426,650$546,200$660,200$820,500
KENT$426,650$546,200$660,200$820,500
NEWPORT$426,650$546,200$660,200$820,500
PROVIDENCE$426,650$546,200$660,200$820,500
WASHINGTON$426,650$546,200$660,200$820,500
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