South Carolina Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ABBEVILLE$424,100$543,000$656,350$815,650
AIKEN$424,100$543,000$656,350$815,650
ALLENDALE$424,100$543,000$656,350$815,650
ANDERSON$424,100$543,000$656,350$815,650
BAMBERG$424,100$543,000$656,350$815,650
BARNWELL$424,100$543,000$656,350$815,650
BEAUFORT$424,100$543,000$656,350$815,650
BERKELEY$424,100$543,000$656,350$815,650
CALHOUN$424,100$543,000$656,350$815,650
CHARLESTON$424,100$543,000$656,350$815,650
CHEROKEE$424,100$543,000$656,350$815,650
CHESTER$424,100$543,000$656,350$815,650
CHESTERFIELD$424,100$543,000$656,350$815,650
CLARENDON$424,100$543,000$656,350$815,650
COLLETON$424,100$543,000$656,350$815,650
DARLINGTON$424,100$543,000$656,350$815,650
DILLON$424,100$543,000$656,350$815,650
DORCHESTER$424,100$543,000$656,350$815,650
EDGEFIELD$424,100$543,000$656,350$815,650
FAIRFIELD$424,100$543,000$656,350$815,650
FLORENCE$424,100$543,000$656,350$815,650
GEORGETOWN$424,100$543,000$656,350$815,650
GREENVILLE$424,100$543,000$656,350$815,650
GREENWOOD$424,100$543,000$656,350$815,650
HAMPTON$424,100$543,000$656,350$815,650
HORRY$424,100$543,000$656,350$815,650
JASPER$424,100$543,000$656,350$815,650
KERSHAW$424,100$543,000$656,350$815,650
LANCASTER$424,100$543,000$656,350$815,650
LAURENS$424,100$543,000$656,350$815,650
LEE$424,100$543,000$656,350$815,650
LEXINGTON$424,100$543,000$656,350$815,650
MCCORMICK$424,100$543,000$656,350$815,650
MARION$424,100$543,000$656,350$815,650
MARLBORO$424,100$543,000$656,350$815,650
NEWBERRY$424,100$543,000$656,350$815,650
OCONEE$424,100$543,000$656,350$815,650
ORANGEBURG$424,100$543,000$656,350$815,650
PICKENS$424,100$543,000$656,350$815,650
RICHLAND$424,100$543,000$656,350$815,650
SALUDA$424,100$543,000$656,350$815,650
SPARTANBURG$424,100$543,000$656,350$815,650
SUMTER$424,100$543,000$656,350$815,650
UNION$424,100$543,000$656,350$815,650
WILLIAMSBURG$424,100$543,000$656,350$815,650
YORK$424,100$543,000$656,350$815,650
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