South Dakota Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

South Dakota Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
AURORA$453,100$580,150$701,250$871,450
BEADLE$453,100$580,150$701,250$871,450
BENNETT$453,100$580,150$701,250$871,450
BON HOMME$453,100$580,150$701,250$871,450
BROOKINGS$453,100$580,150$701,250$871,450
BROWN$453,100$580,150$701,250$871,450
BRULE$453,100$580,150$701,250$871,450
BUFFALO$453,100$580,150$701,250$871,450
BUTTE$453,100$580,150$701,250$871,450
CAMPBELL$453,100$580,150$701,250$871,450
CHARLES MIX$453,100$580,150$701,250$871,450
CLARK$453,100$580,150$701,250$871,450
CLAY$453,100$580,150$701,250$871,450
CODINGTON$453,100$580,150$701,250$871,450
CORSON$453,100$580,150$701,250$871,450
CORSON$453,100$580,150$701,250$871,450
CUSTER$453,100$580,150$701,250$871,450
DAVISON$453,100$580,150$701,250$871,450
DAY$453,100$580,150$701,250$871,450
DEUEL$453,100$580,150$701,250$871,450
DEWEY$453,100$580,150$701,250$871,450
DOUGLAS$453,100$580,150$701,250$871,450
EDMUNDS$453,100$580,150$701,250$871,450
FALL RIVER$453,100$580,150$701,250$871,450
FAULK$453,100$580,150$701,250$871,450
GRANT$453,100$580,150$701,250$871,450
GREGORY$453,100$580,150$701,250$871,450
HAAKON$453,100$580,150$701,250$871,450
HAMLIN$453,100$580,150$701,250$871,450
HAND$453,100$580,150$701,250$871,450
HANSON$453,100$580,150$701,250$871,450
HARDING$453,100$580,150$701,250$871,450
HUGHES$453,100$580,150$701,250$871,450
HUTCHINSON$453,100$580,150$701,250$871,450
HYDE$453,100$580,150$701,250$871,450
JACKSON$453,100$580,150$701,250$871,450
JERAULD$453,100$580,150$701,250$871,450
JONES$453,100$580,150$701,250$871,450
KINGSBURY$453,100$580,150$701,250$871,450
LAKE$453,100$580,150$701,250$871,450
LAWRENCE$453,100$580,150$701,250$871,450
LAWRENCE$453,100$580,150$701,250$871,450
LINCOLN$453,100$580,150$701,250$871,450
LYMAN$453,100$580,150$701,250$871,450
MCCOOK$453,100$580,150$701,250$871,450
MCPHERSON$453,100$580,150$701,250$871,450
MARSHALL$453,100$580,150$701,250$871,450
MEADE$453,100$580,150$701,250$871,450
MELLETTE$453,100$580,150$701,250$871,450
MINER$453,100$580,150$701,250$871,450
MINNEHAHA$453,100$580,150$701,250$871,450
MOODY$453,100$580,150$701,250$871,450
OGLALA LAKOTA$453,100$580,150$701,250$871,450
PENNINGTON$453,100$580,150$701,250$871,450
PERKINS$453,100$580,150$701,250$871,450
POTTER$453,100$580,150$701,250$871,450
ROBERTS$453,100$580,150$701,250$871,450
SANBORN$453,100$580,150$701,250$871,450
SPINK$453,100$580,150$701,250$871,450
STANLEY$453,100$580,150$701,250$871,450
SULLY$453,100$580,150$701,250$871,450
TODD$453,100$580,150$701,250$871,450
TRIPP$453,100$580,150$701,250$871,450
TURNER$453,100$580,150$701,250$871,450
UNION$453,100$580,150$701,250$871,450
WALWORTH$453,100$580,150$701,250$871,450
YANKTON$453,100$580,150$701,250$871,450
ZIEBACH$453,100$580,150$701,250$871,450
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