South Dakota Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
AURORA$424,100$543,000$656,350$815,650
BEADLE$424,100$543,000$656,350$815,650
BENNETT$424,100$543,000$656,350$815,650
BON HOMME$424,100$543,000$656,350$815,650
BROOKINGS$424,100$543,000$656,350$815,650
BROWN$424,100$543,000$656,350$815,650
BRULE$424,100$543,000$656,350$815,650
BUFFALO$424,100$543,000$656,350$815,650
BUTTE$424,100$543,000$656,350$815,650
CAMPBELL$424,100$543,000$656,350$815,650
CHARLES MIX$424,100$543,000$656,350$815,650
CLARK$424,100$543,000$656,350$815,650
CLAY$424,100$543,000$656,350$815,650
CODINGTON$424,100$543,000$656,350$815,650
CORSON$424,100$543,000$656,350$815,650
CUSTER$424,100$543,000$656,350$815,650
DAVISON$424,100$543,000$656,350$815,650
DAY$424,100$543,000$656,350$815,650
DEUEL$424,100$543,000$656,350$815,650
DEWEY$424,100$543,000$656,350$815,650
DOUGLAS$424,100$543,000$656,350$815,650
EDMUNDS$424,100$543,000$656,350$815,650
FALL RIVER$424,100$543,000$656,350$815,650
FAULK$424,100$543,000$656,350$815,650
GRANT$424,100$543,000$656,350$815,650
GREGORY$424,100$543,000$656,350$815,650
HAAKON$424,100$543,000$656,350$815,650
HAMLIN$424,100$543,000$656,350$815,650
HAND$424,100$543,000$656,350$815,650
HANSON$424,100$543,000$656,350$815,650
HARDING$424,100$543,000$656,350$815,650
HUGHES$424,100$543,000$656,350$815,650
HUTCHINSON$424,100$543,000$656,350$815,650
HYDE$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
JERAULD$424,100$543,000$656,350$815,650
JONES$424,100$543,000$656,350$815,650
KINGSBURY$424,100$543,000$656,350$815,650
LAKE$424,100$543,000$656,350$815,650
LAWRENCE$424,100$543,000$656,350$815,650
LINCOLN$424,100$543,000$656,350$815,650
LYMAN$424,100$543,000$656,350$815,650
MCCOOK$424,100$543,000$656,350$815,650
MCPHERSON$424,100$543,000$656,350$815,650
MARSHALL$424,100$543,000$656,350$815,650
MEADE$424,100$543,000$656,350$815,650
MELLETTE$424,100$543,000$656,350$815,650
MINER$424,100$543,000$656,350$815,650
MINNEHAHA$424,100$543,000$656,350$815,650
MOODY$424,100$543,000$656,350$815,650
PENNINGTON$424,100$543,000$656,350$815,650
PERKINS$424,100$543,000$656,350$815,650
POTTER$424,100$543,000$656,350$815,650
ROBERTS$424,100$543,000$656,350$815,650
SANBORN$424,100$543,000$656,350$815,650
OGLALA LAKOTA$424,100$543,000$656,350$815,650
SPINK$424,100$543,000$656,350$815,650
STANLEY$424,100$543,000$656,350$815,650
SULLY$424,100$543,000$656,350$815,650
TODD$424,100$543,000$656,350$815,650
TRIPP$424,100$543,000$656,350$815,650
TURNER$424,100$543,000$656,350$815,650
UNION$424,100$543,000$656,350$815,650
WALWORTH$424,100$543,000$656,350$815,650
YANKTON$424,100$543,000$656,350$815,650
ZIEBACH$424,100$543,000$656,350$815,650
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