Tennessee Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ANDERSON$424,100$543,000$656,350$815,650
BEDFORD$424,100$543,000$656,350$815,650
BENTON$424,100$543,000$656,350$815,650
BLEDSOE$424,100$543,000$656,350$815,650
BLOUNT$424,100$543,000$656,350$815,650
BRADLEY$424,100$543,000$656,350$815,650
CAMPBELL$424,100$543,000$656,350$815,650
CANNON$466,900$597,700$722,500$897,900
CARROLL$424,100$543,000$656,350$815,650
CARTER$424,100$543,000$656,350$815,650
CHEATHAM$466,900$597,700$722,500$897,900
CHESTER$424,100$543,000$656,350$815,650
CLAIBORNE$424,100$543,000$656,350$815,650
CLAY$424,100$543,000$656,350$815,650
COCKE$424,100$543,000$656,350$815,650
COFFEE$424,100$543,000$656,350$815,650
CROCKETT$424,100$543,000$656,350$815,650
CUMBERLAND$424,100$543,000$656,350$815,650
DAVIDSON$466,900$597,700$722,500$897,900
DECATUR$424,100$543,000$656,350$815,650
DEKALB$424,100$543,000$656,350$815,650
DICKSON$466,900$597,700$722,500$897,900
DYER$424,100$543,000$656,350$815,650
FAYETTE$424,100$543,000$656,350$815,650
FENTRESS$424,100$543,000$656,350$815,650
FRANKLIN$424,100$543,000$656,350$815,650
GIBSON$424,100$543,000$656,350$815,650
GILES$424,100$543,000$656,350$815,650
GRAINGER$424,100$543,000$656,350$815,650
GREENE$424,100$543,000$656,350$815,650
GRUNDY$424,100$543,000$656,350$815,650
HAMBLEN$424,100$543,000$656,350$815,650
HAMILTON$424,100$543,000$656,350$815,650
HANCOCK$424,100$543,000$656,350$815,650
HARDEMAN$424,100$543,000$656,350$815,650
HARDIN$424,100$543,000$656,350$815,650
HAWKINS$424,100$543,000$656,350$815,650
HAYWOOD$424,100$543,000$656,350$815,650
HENDERSON$424,100$543,000$656,350$815,650
HENRY$424,100$543,000$656,350$815,650
HICKMAN$466,900$597,700$722,500$897,900
HOUSTON$424,100$543,000$656,350$815,650
HUMPHREYS$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
JEFFERSON$424,100$543,000$656,350$815,650
JOHNSON$424,100$543,000$656,350$815,650
KNOX$424,100$543,000$656,350$815,650
LAKE$424,100$543,000$656,350$815,650
LAUDERDALE$424,100$543,000$656,350$815,650
LAWRENCE$424,100$543,000$656,350$815,650
LEWIS$424,100$543,000$656,350$815,650
LINCOLN$424,100$543,000$656,350$815,650
LOUDON$424,100$543,000$656,350$815,650
MCMINN$424,100$543,000$656,350$815,650
MCNAIRY$424,100$543,000$656,350$815,650
MACON$466,900$597,700$722,500$897,900
MADISON$424,100$543,000$656,350$815,650
MARION$424,100$543,000$656,350$815,650
MARSHALL$424,100$543,000$656,350$815,650
MAURY$466,900$597,700$722,500$897,900
MEIGS$424,100$543,000$656,350$815,650
MONROE$424,100$543,000$656,350$815,650
MONTGOMERY$424,100$543,000$656,350$815,650
MOORE$424,100$543,000$656,350$815,650
MORGAN$424,100$543,000$656,350$815,650
OBION$424,100$543,000$656,350$815,650
OVERTON$424,100$543,000$656,350$815,650
PERRY$424,100$543,000$656,350$815,650
PICKETT$424,100$543,000$656,350$815,650
POLK$424,100$543,000$656,350$815,650
PUTNAM$424,100$543,000$656,350$815,650
RHEA$424,100$543,000$656,350$815,650
ROANE$424,100$543,000$656,350$815,650
ROBERTSON$466,900$597,700$722,500$897,900
RUTHERFORD$466,900$597,700$722,500$897,900
SCOTT$424,100$543,000$656,350$815,650
SEQUATCHIE$424,100$543,000$656,350$815,650
SEVIER$424,100$543,000$656,350$815,650
SHELBY$424,100$543,000$656,350$815,650
SMITH$466,900$597,700$722,500$897,900
STEWART$424,100$543,000$656,350$815,650
SULLIVAN$424,100$543,000$656,350$815,650
SUMNER$466,900$597,700$722,500$897,900
TIPTON$424,100$543,000$656,350$815,650
TROUSDALE$466,900$597,700$722,500$897,900
UNICOI$424,100$543,000$656,350$815,650
UNION$424,100$543,000$656,350$815,650
VAN BUREN$424,100$543,000$656,350$815,650
WARREN$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WAYNE$424,100$543,000$656,350$815,650
WEAKLEY$424,100$543,000$656,350$815,650
WHITE$424,100$543,000$656,350$815,650
WILLIAMSON$466,900$597,700$722,500$897,900
WILSON$466,900$597,700$722,500$897,900
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