Tennessee Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Tennessee Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ANDERSON$453,100$580,150$701,250$871,450
BEDFORD$453,100$580,150$701,250$871,450
BENTON$453,100$580,150$701,250$871,450
BLEDSOE$453,100$580,150$701,250$871,450
BLOUNT$453,100$580,150$701,250$871,450
BRADLEY$453,100$580,150$701,250$871,450
CAMPBELL$453,100$580,150$701,250$871,450
CANNON$494,500$633,050$765,200$950,950
CARROLL$453,100$580,150$701,250$871,450
CARTER$453,100$580,150$701,250$871,450
CHEATHAM$494,500$633,050$765,200$950,950
CHESTER$453,100$580,150$701,250$871,450
CLAIBORNE$453,100$580,150$701,250$871,450
CLAY$453,100$580,150$701,250$871,450
COCKE$453,100$580,150$701,250$871,450
COFFEE$453,100$580,150$701,250$871,450
CROCKETT$453,100$580,150$701,250$871,450
CUMBERLAND$453,100$580,150$701,250$871,450
DAVIDSON$494,500$633,050$765,200$950,950
DECATUR$453,100$580,150$701,250$871,450
DEKALB$453,100$580,150$701,250$871,450
DICKSON$494,500$633,050$765,200$950,950
DYER$453,100$580,150$701,250$871,450
FAYETTE$453,100$580,150$701,250$871,450
FENTRESS$453,100$580,150$701,250$871,450
FRANKLIN$453,100$580,150$701,250$871,450
GIBSON$453,100$580,150$701,250$871,450
GILES$453,100$580,150$701,250$871,450
GRAINGER$453,100$580,150$701,250$871,450
GREENE$453,100$580,150$701,250$871,450
GRUNDY$453,100$580,150$701,250$871,450
HAMBLEN$453,100$580,150$701,250$871,450
HAMILTON$453,100$580,150$701,250$871,450
HANCOCK$453,100$580,150$701,250$871,450
HARDEMAN$453,100$580,150$701,250$871,450
HARDIN$453,100$580,150$701,250$871,450
HAWKINS$453,100$580,150$701,250$871,450
HAYWOOD$453,100$580,150$701,250$871,450
HENDERSON$453,100$580,150$701,250$871,450
HENRY$453,100$580,150$701,250$871,450
HICKMAN$494,500$633,050$765,200$950,950
HOUSTON$453,100$580,150$701,250$871,450
HUMPHREYS$453,100$580,150$701,250$871,450
JACKSON$453,100$580,150$701,250$871,450
JEFFERSON$453,100$580,150$701,250$871,450
JOHNSON$453,100$580,150$701,250$871,450
KNOX$453,100$580,150$701,250$871,450
LAKE$453,100$580,150$701,250$871,450
LAUDERDALE$453,100$580,150$701,250$871,450
LAWRENCE$453,100$580,150$701,250$871,450
LEWIS$453,100$580,150$701,250$871,450
LINCOLN$453,100$580,150$701,250$871,450
LOUDON$453,100$580,150$701,250$871,450
MCMINN$453,100$580,150$701,250$871,450
MCNAIRY$453,100$580,150$701,250$871,450
MACON$494,500$633,050$765,200$950,950
MADISON$453,100$580,150$701,250$871,450
MARION$453,100$580,150$701,250$871,450
MARSHALL$453,100$580,150$701,250$871,450
MAURY$494,500$633,050$765,200$950,950
MEIGS$453,100$580,150$701,250$871,450
MONROE$453,100$580,150$701,250$871,450
MONTGOMERY$453,100$580,150$701,250$871,450
MOORE$453,100$580,150$701,250$871,450
MORGAN$453,100$580,150$701,250$871,450
OBION$453,100$580,150$701,250$871,450
OVERTON$453,100$580,150$701,250$871,450
PERRY$453,100$580,150$701,250$871,450
PICKETT$453,100$580,150$701,250$871,450
POLK$453,100$580,150$701,250$871,450
PUTNAM$453,100$580,150$701,250$871,450
RHEA$453,100$580,150$701,250$871,450
ROANE$453,100$580,150$701,250$871,450
ROBERTSON$494,500$633,050$765,200$950,950
RUTHERFORD$494,500$633,050$765,200$950,950
SCOTT$453,100$580,150$701,250$871,450
SEQUATCHIE$453,100$580,150$701,250$871,450
SEVIER$453,100$580,150$701,250$871,450
SHELBY$453,100$580,150$701,250$871,450
SMITH$494,500$633,050$765,200$950,950
STEWART$453,100$580,150$701,250$871,450
SULLIVAN$453,100$580,150$701,250$871,450
SUMNER$494,500$633,050$765,200$950,950
TIPTON$453,100$580,150$701,250$871,450
TROUSDALE$494,500$633,050$765,200$950,950
UNICOI$453,100$580,150$701,250$871,450
UNION$453,100$580,150$701,250$871,450
VAN BUREN$453,100$580,150$701,250$871,450
WARREN$453,100$580,150$701,250$871,450
WASHINGTON$453,100$580,150$701,250$871,450
WAYNE$453,100$580,150$701,250$871,450
WEAKLEY$453,100$580,150$701,250$871,450
WHITE$453,100$580,150$701,250$871,450
WILLIAMSON$494,500$633,050$765,200$950,950
WILSON$494,500$633,050$765,200$950,950
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