Tennessee VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Tennessee VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ANDERSON$453,100$453,100$453,100$453,100
BEDFORD$453,100$453,100$453,100$453,100
BENTON$453,100$453,100$453,100$453,100
BLEDSOE$453,100$453,100$453,100$453,100
BLOUNT$453,100$453,100$453,100$453,100
BRADLEY$453,100$453,100$453,100$453,100
CAMPBELL$453,100$453,100$453,100$453,100
CANNON$494,500$494,500$494,500$494,500
CARROLL$453,100$453,100$453,100$453,100
CARTER$453,100$453,100$453,100$453,100
CHEATHAM$494,500$494,500$494,500$494,500
CHESTER$453,100$453,100$453,100$453,100
CLAIBORNE$453,100$453,100$453,100$453,100
CLAY$453,100$453,100$453,100$453,100
COCKE$453,100$453,100$453,100$453,100
COFFEE$453,100$453,100$453,100$453,100
CROCKETT$453,100$453,100$453,100$453,100
CUMBERLAND$453,100$453,100$453,100$453,100
DAVIDSON$494,500$494,500$494,500$494,500
DECATUR$453,100$453,100$453,100$453,100
DEKALB$453,100$453,100$453,100$453,100
DICKSON$494,500$494,500$494,500$494,500
DYER$453,100$453,100$453,100$453,100
FAYETTE$453,100$453,100$453,100$453,100
FENTRESS$453,100$453,100$453,100$453,100
FRANKLIN$453,100$453,100$453,100$453,100
GIBSON$453,100$453,100$453,100$453,100
GILES$453,100$453,100$453,100$453,100
GRAINGER$453,100$453,100$453,100$453,100
GREENE$453,100$453,100$453,100$453,100
GRUNDY$453,100$453,100$453,100$453,100
HAMBLEN$453,100$453,100$453,100$453,100
HAMILTON$453,100$453,100$453,100$453,100
HANCOCK$453,100$453,100$453,100$453,100
HARDEMAN$453,100$453,100$453,100$453,100
HARDIN$453,100$453,100$453,100$453,100
HAWKINS$453,100$453,100$453,100$453,100
HAYWOOD$453,100$453,100$453,100$453,100
HENDERSON$453,100$453,100$453,100$453,100
HENRY$453,100$453,100$453,100$453,100
HICKMAN$494,500$494,500$494,500$494,500
HOUSTON$453,100$453,100$453,100$453,100
HUMPHREYS$453,100$453,100$453,100$453,100
JACKSON$453,100$453,100$453,100$453,100
JEFFERSON$453,100$453,100$453,100$453,100
JOHNSON$453,100$453,100$453,100$453,100
KNOX$453,100$453,100$453,100$453,100
LAKE$453,100$453,100$453,100$453,100
LAUDERDALE$453,100$453,100$453,100$453,100
LAWRENCE$453,100$453,100$453,100$453,100
LEWIS$453,100$453,100$453,100$453,100
LINCOLN$453,100$453,100$453,100$453,100
LOUDON$453,100$453,100$453,100$453,100
MCMINN$453,100$453,100$453,100$453,100
MCNAIRY$453,100$453,100$453,100$453,100
MACON$494,500$494,500$494,500$494,500
MADISON$453,100$453,100$453,100$453,100
MARION$453,100$453,100$453,100$453,100
MARSHALL$453,100$453,100$453,100$453,100
MAURY$494,500$494,500$494,500$494,500
MEIGS$453,100$453,100$453,100$453,100
MONROE$453,100$453,100$453,100$453,100
MONTGOMERY$453,100$453,100$453,100$453,100
MOORE$453,100$453,100$453,100$453,100
MORGAN$453,100$453,100$453,100$453,100
OBION$453,100$453,100$453,100$453,100
OVERTON$453,100$453,100$453,100$453,100
PERRY$453,100$453,100$453,100$453,100
PICKETT$453,100$453,100$453,100$453,100
POLK$453,100$453,100$453,100$453,100
PUTNAM$453,100$453,100$453,100$453,100
RHEA$453,100$453,100$453,100$453,100
ROANE$453,100$453,100$453,100$453,100
ROBERTSON$494,500$494,500$494,500$494,500
RUTHERFORD$494,500$494,500$494,500$494,500
SCOTT$453,100$453,100$453,100$453,100
SEQUATCHIE$453,100$453,100$453,100$453,100
SEVIER$453,100$453,100$453,100$453,100
SHELBY$453,100$453,100$453,100$453,100
SMITH$494,500$494,500$494,500$494,500
STEWART$453,100$453,100$453,100$453,100
SULLIVAN$453,100$453,100$453,100$453,100
SUMNER$494,500$494,500$494,500$494,500
TIPTON$453,100$453,100$453,100$453,100
TROUSDALE$494,500$494,500$494,500$494,500
UNICOI$453,100$453,100$453,100$453,100
UNION$453,100$453,100$453,100$453,100
VAN BUREN$453,100$453,100$453,100$453,100
WARREN$453,100$453,100$453,100$453,100
WASHINGTON$453,100$453,100$453,100$453,100
WAYNE$453,100$453,100$453,100$453,100
WEAKLEY$453,100$453,100$453,100$453,100
WHITE$453,100$453,100$453,100$453,100
WILLIAMSON$494,500$494,500$494,500$494,500
WILSON$494,500$494,500$494,500$494,500
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