Texas Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Texas Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ANDERSON$510,400$653,550$789,950$981,700
ANDREWS$510,400$653,550$789,950$981,700
ANGELINA$510,400$653,550$789,950$981,700
ARANSAS$510,400$653,550$789,950$981,700
ARCHER$510,400$653,550$789,950$981,700
ARMSTRONG$510,400$653,550$789,950$981,700
ATASCOSA$510,400$653,550$789,950$981,700
AUSTIN$510,400$653,550$789,950$981,700
BAILEY$510,400$653,550$789,950$981,700
BANDERA$510,400$653,550$789,950$981,700
BASTROP$510,400$653,550$789,950$981,700
BAYLOR$510,400$653,550$789,950$981,700
BEE$510,400$653,550$789,950$981,700
BELL$510,400$653,550$789,950$981,700
BEXAR$510,400$653,550$789,950$981,700
BLANCO$510,400$653,550$789,950$981,700
BORDEN$510,400$653,550$$789,950$981,700
BOSQUE$510,400$653,550$789,950$981,700
BOWIE$510,400$653,550$789,950$981,700
BRAZORIA$510,400$653,550$789,950$981,700
BRAZOS$510,400$653,550$789,950$981,700
BREWSTER$510,400$653,550$789,950$981,700
BRISCOE$510,400$653,550$789,950$981,700
BROOKS$510,400$653,550$789,950$981,700
BROWN$510,400$653,550$789,950$981,700
BURLESON$510,400$653,550$789,950$981,700
BURNET$510,400$653,550$789,950$981,700
CALDWELL$510,400$653,550$789,950$981,700
CALHOUN$510,400$653,550$789,950$981,700
CALLAHAN$510,400$653,550$789,950$981,700
CAMERON$510,400$653,550$789,950$981,700
CAMP$510,400$653,550$789,950$981,700
CARSON$510,400$653,550$789,950$981,700
CASS$510,400$653,550$789,950$981,700
CASTRO$510,400$653,550$789,950$981,700
CHAMBERS$510,400$653,550$789,950$981,700
CHEROKEE$510,400$653,550$789,950$981,700
CHILDRESS$510,400$653,550$789,950$981,700
CLAY$510,400$653,550$789,950$981,700
COCHRAN$510,400$653,550$789,950$981,700
COKE$510,400$653,550$789,950$981,700
COLEMAN$510,400$653,550$789,950$981,700
COLLIN$510,400$653,550$789,950$981,700
COLLINGSWORTH$510,400$653,550$789,950$981,700
COLORADO$510,400$653,550$789,950$981,700
COMAL$510,400$653,550$789,950$981,700
COMANCHE$510,400$653,550$789,950$981,700
CONCHO$510,400$653,550$789,950$981,700
COOKE$510,400$653,550$789,950$981,700
CORYELL$510,400$653,550$789,950$981,700
COTTLE$510,400$653,550$789,950$981,700
CRANE$510,400$653,550$789,950$981,700
CROCKETT$510,400$653,550$789,950$981,700
CROSBY$510,400$653,550$789,950$981,700
CULBERSON$510,400$653,550$789,950$981,700
DALLAM$510,400$653,550$789,950$981,700
DALLAS$510,400$653,550$789,950$981,700
DAWSON$510,400$653,550$789,950$981,700
DEAF SMITH$510,400$653,550$789,950$981,700
DELTA$510,400$653,550$789,950$981,700
DENTON$510,400$653,550$789,950$981,700
DEWITT$510,400$653,550$789,950$981,700
DICKENS$510,400$653,550$789,950$981,700
DIMMIT$510,400$653,550$789,950$981,700
DONLEY$510,400$653,550$789,950$981,700
DUVAL$510,400$653,550$789,950$981,700
EASTLAND$510,400$653,550$789,950$981,700
ECTOR$510,400$653,550$789,950$981,700
EDWARDS$510,400$653,550$789,950$981,700
ELLIS$510,400$653,550$789,950$981,700
EL PASO$510,400$653,550$789,950$981,700
ERATH$510,400$653,550$789,950$981,700
FALLS$510,400$653,550$789,950$981,700
FANNIN$510,400$653,550$789,950$981,700
FAYETTE$510,400$653,550$789,950$981,700
FISHER$510,400$653,550$789,950$981,700
FLOYD$510,400$653,550$789,950$981,700
FOARD$510,400$653,550$789,950$981,700
FORT BEND$510,400$653,550$789,950$981,700
FRANKLIN$510,400$653,550$789,950$981,700
FREESTONE$510,400$653,550$789,950$981,700
FRIO$510,400$653,550$789,950$981,700
GAINES$510,400$653,550$789,950$981,700
GALVESTON$510,400$653,550$789,950$981,700
GARZA$510,400$653,550$789,950$981,700
GILLESPIE$510,400$653,550$789,950$981,700
GLASSCOCK$510,400$653,550$789,950$981,700
GOLIAD$510,400$653,550$789,950$981,700
GONZALES$510,400$653,550$789,950$981,700
GRAY$510,400$653,550$789,950$981,700
GRAYSON$510,400$653,550$789,950$981,700
GREGG$510,400$653,550$789,950$981,700
GRIMES$510,400$653,550$789,950$981,700
GUADALUPE$510,400$653,550$789,950$981,700
HALE$510,400$653,550$789,950$981,700
HALL$510,400$653,550$789,950$981,700
HAMILTON$510,400$653,550$789,950$981,700
HANSFORD$510,400$653,550$789,950$981,700
HARDEMAN$510,400$653,550$789,950$981,700
HARDIN$510,400$653,550$789,950$981,700
HARRIS$510,400$653,550$789,950$981,700
HARRISON$510,400$653,550$789,950$981,700
HARTLEY$510,400$653,550$789,950$981,700
HASKELL$510,400$653,550$789,950$981,700
HAYS$510,400$653,550$789,950$981,700
HEMPHILL$510,400$653,550$789,950$981,700
HENDERSON$510,400$653,550$789,950$981,700
HIDALGO$510,400$653,550$789,950$981,700
HILL$510,400$653,550$789,950$981,700
HOCKLEY$510,400$653,550$789,950$981,700
HOOD$510,400$653,550$789,950$981,700
HOPKINS$510,400$653,550$789,950$981,700
HOUSTON$510,400$653,550$789,950$981,700
HOWARD$510,400$653,550$789,950$981,700
HUDSPETH$510,400$653,550$789,950$981,700
HUNT$510,400$653,550$789,950$981,700
HUTCHINSON$510,400$653,550$789,950$981,700
IRION$510,400$653,550$789,950$981,700
JACK$510,400$653,550$789,950$981,700
JACKSON$510,400$653,550$789,950$981,700
JASPER$510,400$653,550$789,950$981,700
JEFF DAVIS$510,400$653,550$789,950$981,700
JEFFERSON$510,400$653,550$789,950$981,700
JIM HOGG$510,400$653,550$789,950$981,700
JIM WELLS$510,400$653,550$789,950$981,700
JOHNSON$510,400$653,550$789,950$981,700
JONES$510,400$653,550$789,950$981,700
KARNES$510,400$653,550$789,950$981,700
KAUFMAN$510,400$653,550$789,950$981,700
KENDALL$510,400$653,550$789,950$981,700
KENEDY$510,400$653,550$789,950$981,700
KENT$510,400$653,550$789,950$981,700
KERR$510,400$653,550$789,950$981,700
KIMBLE$510,400$653,550$789,950$981,700
KING$510,400$653,550$789,950$981,700
KINNEY$510,400$653,550$789,950$981,700
KLEBERG$510,400$653,550$789,950$981,700
KNOX$510,400$653,550$789,950$981,700
LAMAR$510,400$653,550$789,950$981,700
LAMB$510,400$653,550$789,950$981,700
LAMPASAS$510,400$653,550$789,950$981,700
LA SALLE$510,400$653,550$789,950$981,700
LAVACA$510,400$653,550$789,950$981,700
LEE$510,400$653,550$789,950$981,700
LEON$510,400$653,550$789,950$981,700
LIBERTY$510,400$653,550$789,950$981,700
LIMESTONE$510,400$653,550$789,950$981,700
LIPSCOMB$510,400$653,550$789,950$981,700
LIVE OAK$510,400$653,550$789,950$981,700
LLANO$510,400$653,550$789,950$981,700
LOVING$510,400$653,550$789,950$981,700
LUBBOCK$510,400$653,550$789,950$981,700
LYNN$510,400$653,550$789,950$981,700
MCCULLOCH$510,400$653,550$789,950$981,700
MCLENNAN$510,400$653,550$789,950$981,700
MCMULLEN$510,400$653,550$789,950$981,700
MADISON$510,400$653,550$789,950$981,700
MARION$510,400$653,550$789,950$981,700
MARTIN$510,400$653,550$789,950$981,700
MASON$510,400$653,550$789,950$981,700
MATAGORDA$510,400$653,550$789,950$981,700
MAVERICK$510,400$653,550$789,950$981,700
MEDINA$510,400$653,550$789,950$981,700
MENARD$510,400$653,550$789,950$981,700
MIDLAND$510,400$653,550$789,950$981,700
MILAM$510,400$653,550$789,950$981,700
MILLS$510,400$653,550$789,950$981,700
MITCHELL$510,400$653,550$789,950$981,700
MONTAGUE$510,400$653,550$789,950$981,700
MONTGOMERY$510,400$653,550$789,950$981,700
MOORE$510,400$653,550$789,950$981,700
MORRIS$510,400$653,550$789,950$981,700
MOTLEY$510,400$653,550$789,950$981,700
NACOGDOCHES$510,400$653,550$789,950$981,700
NAVARRO$510,400$653,550$789,950$981,700
NEWTON$510,400$653,550$789,950$981,700
NOLAN$510,400$653,550$789,950$981,700
NUECES$510,400$653,550$789,950$981,700
OCHILTREE$510,400$653,550$789,950$981,700
OLDHAM$510,400$653,550$789,950$981,700
ORANGE$510,400$653,550$789,950$981,700
PALO PINTO$510,400$653,550$789,950$981,700
PANOLA$510,400$653,550$789,950$981,700
PARKER$510,400$653,550$789,950$981,700
PARMER$510,400$653,550$789,950$981,700
PECOS$510,400$653,550$789,950$981,700
POLK$510,400$653,550$789,950$981,700
POTTER$510,400$653,550$789,950$981,700
PRESIDIO$510,400$653,550$789,950$981,700
RAINS$510,400$653,550$789,950$981,700
RANDALL$510,400$653,550$789,950$981,700
REAGAN$510,400$653,550$789,950$981,700
REAL$510,400$653,550$789,950$981,700
RED RIVER$510,400$653,550$789,950$981,700
REEVES$510,400$653,550$789,950$981,700
REFUGIO$510,400$653,550$789,950$981,700
ROBERTS$510,400$653,550$789,950$981,700
ROBERTSON$510,400$653,550$789,950$981,700
ROCKWALL$510,400$653,550$789,950$981,700
RUNNELS$510,400$653,550$789,950$981,700
RUSK$510,400$653,550$789,950$981,700
SABINE$510,400$653,550$789,950$981,700
SAN AUGUSTINE$510,400$653,550$789,950$981,700
SAN JACINTO$510,400$653,550$789,950$981,700
SAN PATRICIO$510,400$653,550$789,950$981,700
SAN SABA$510,400$653,550$789,950$981,700
SCHLEICHER$510,400$653,550$789,950$981,700
SCURRY$510,400$653,550$789,950$981,700
SHACKELFORD$510,400$653,550$789,950$981,700
SHELBY$510,400$653,550$789,950$981,700
SHERMAN$510,400$653,550$789,950$981,700
SMITH$510,400$653,550$789,950$981,700
SOMERVELL$510,400$653,550$789,950$981,700
STARR$510,400$653,550$789,950$981,700
STEPHENS$510,400$653,550$789,950$981,700
STERLING$510,400$653,550$789,950$981,700
STONEWALL$510,400$653,550$789,950$981,700
SUTTON$510,400$653,550$789,950$981,700
SWISHER$510,400$653,550$789,950$981,700
TARRANT$510,400$653,550$789,950$981,700
TAYLOR$510,400$653,550$789,950$981,700
TERRELL$510,400$653,550$789,950$981,700
TERRY$510,400$653,550$789,950$981,700
THROCKMORTON$510,400$653,550$789,950$981,700
TITUS$510,400$653,550$789,950$981,700
TOM GREEN$510,400$653,550$789,950$981,700
TRAVIS$510,400$653,550$789,950$981,700
TRINITY$510,400$653,550$789,950$981,700
TYLER$510,400$653,550$789,950$981,700
UPSHUR$510,400$653,550$789,950$981,700
UPTON$510,400$653,550$789,950$981,700
UVALDE$510,400$653,550$789,950$981,700
VAL VERDE$510,400$653,550$789,950$981,700
VAN ZANDT$510,400$653,550$789,950$981,700
VICTORIA$510,400$653,550$789,950$981,700
WALKER$510,400$653,550$789,950$981,700
WALLER$510,400$653,550$789,950$981,700
WARD$510,400$653,550$789,950$981,700
WASHINGTON$510,400$653,550$789,950$981,700
WEBB$510,400$653,550$789,950$981,700
WHARTON$510,400$653,550$789,950$981,700
WHEELER$510,400$653,550$789,950$981,700
WICHITA$510,400$653,550$789,950$981,700
WILBARGER$510,400$653,550$789,950$981,700
WILLACY$510,400$653,550$789,950$981,700
WILLIAMSON$510,400$653,550$789,950$981,700
WILSON$510,400$653,550$789,950$981,700
WINKLER$510,400$653,550$789,950$981,700
WISE$510,400$653,550$789,950$981,700
WOOD$510,400$653,550$789,950$981,700
YOAKUM$510,400$653,550$789,950$981,700
YOUNG$510,400$653,550$789,950$981,700
ZAPATA$510,400$653,550$789,950$981,700
ZAVALA$510,400$653,550$789,950$981,700