Texas Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ANDERSON$424,100$543,000$656,350$815,650
ANDREWS$424,100$543,000$656,350$815,650
ANGELINA$424,100$543,000$656,350$815,650
ARANSAS$424,100$543,000$656,350$815,650
ARCHER$424,100$543,000$656,350$815,650
ARMSTRONG$424,100$543,000$656,350$815,650
ATASCOSA$424,100$543,000$656,350$815,650
AUSTIN$424,100$543,000$656,350$815,650
BAILEY$424,100$543,000$656,350$815,650
BANDERA$424,100$543,000$656,350$815,650
BASTROP$424,100$543,000$656,350$815,650
BAYLOR$424,100$543,000$656,350$815,650
BEE$424,100$543,000$656,350$815,650
BELL$424,100$543,000$656,350$815,650
BEXAR$424,100$543,000$656,350$815,650
BLANCO$424,100$543,000$656,350$815,650
BORDEN$424,100$543,000$656,350$815,650
BOSQUE$424,100$543,000$656,350$815,650
BOWIE$424,100$543,000$656,350$815,650
BRAZORIA$424,100$543,000$656,350$815,650
BRAZOS$424,100$543,000$656,350$815,650
BREWSTER$424,100$543,000$656,350$815,650
BRISCOE$424,100$543,000$656,350$815,650
BROOKS$424,100$543,000$656,350$815,650
BROWN$424,100$543,000$656,350$815,650
BURLESON$424,100$543,000$656,350$815,650
BURNET$424,100$543,000$656,350$815,650
CALDWELL$424,100$543,000$656,350$815,650
CALHOUN$424,100$543,000$656,350$815,650
CALLAHAN$424,100$543,000$656,350$815,650
CAMERON$424,100$543,000$656,350$815,650
CAMP$424,100$543,000$656,350$815,650
CARSON$424,100$543,000$656,350$815,650
CASS$424,100$543,000$656,350$815,650
CASTRO$424,100$543,000$656,350$815,650
CHAMBERS$424,100$543,000$656,350$815,650
CHEROKEE$424,100$543,000$656,350$815,650
CHILDRESS$424,100$543,000$656,350$815,650
CLAY$424,100$543,000$656,350$815,650
COCHRAN$424,100$543,000$656,350$815,650
COKE$424,100$543,000$656,350$815,650
COLEMAN$424,100$543,000$656,350$815,650
COLLIN$424,100$543,000$656,350$815,650
COLLINGSWORTH$424,100$543,000$656,350$815,650
COLORADO$424,100$543,000$656,350$815,650
COMAL$424,100$543,000$656,350$815,650
COMANCHE$424,100$543,000$656,350$815,650
CONCHO$424,100$543,000$656,350$815,650
COOKE$424,100$543,000$656,350$815,650
CORYELL$424,100$543,000$656,350$815,650
COTTLE$424,100$543,000$656,350$815,650
CRANE$424,100$543,000$656,350$815,650
CROCKETT$424,100$543,000$656,350$815,650
CROSBY$424,100$543,000$656,350$815,650
CULBERSON$424,100$543,000$656,350$815,650
DALLAM$424,100$543,000$656,350$815,650
DALLAS$424,100$543,000$656,350$815,650
DAWSON$424,100$543,000$656,350$815,650
DEAF SMITH$424,100$543,000$656,350$815,650
DELTA$424,100$543,000$656,350$815,650
DENTON$424,100$543,000$656,350$815,650
DEWITT$424,100$543,000$656,350$815,650
DICKENS$424,100$543,000$656,350$815,650
DIMMIT$424,100$543,000$656,350$815,650
DONLEY$424,100$543,000$656,350$815,650
DUVAL$424,100$543,000$656,350$815,650
EASTLAND$424,100$543,000$656,350$815,650
ECTOR$424,100$543,000$656,350$815,650
EDWARDS$424,100$543,000$656,350$815,650
ELLIS$424,100$543,000$656,350$815,650
EL PASO$424,100$543,000$656,350$815,650
ERATH$424,100$543,000$656,350$815,650
FALLS$424,100$543,000$656,350$815,650
FANNIN$424,100$543,000$656,350$815,650
FAYETTE$424,100$543,000$656,350$815,650
FISHER$424,100$543,000$656,350$815,650
FLOYD$424,100$543,000$656,350$815,650
FOARD$424,100$543,000$656,350$815,650
FORT BEND$424,100$543,000$656,350$815,650
FRANKLIN$424,100$543,000$656,350$815,650
FREESTONE$424,100$543,000$656,350$815,650
FRIO$424,100$543,000$656,350$815,650
GAINES$424,100$543,000$656,350$815,650
GALVESTON$424,100$543,000$656,350$815,650
GARZA$424,100$543,000$656,350$815,650
GILLESPIE$424,100$543,000$656,350$815,650
GLASSCOCK$424,100$543,000$656,350$815,650
GOLIAD$424,100$543,000$656,350$815,650
GONZALES$424,100$543,000$656,350$815,650
GRAY$424,100$543,000$656,350$815,650
GRAYSON$424,100$543,000$656,350$815,650
GREGG$424,100$543,000$656,350$815,650
GRIMES$424,100$543,000$656,350$815,650
GUADALUPE$424,100$543,000$656,350$815,650
HALE$424,100$543,000$656,350$815,650
HALL$424,100$543,000$656,350$815,650
HAMILTON$424,100$543,000$656,350$815,650
HANSFORD$424,100$543,000$656,350$815,650
HARDEMAN$424,100$543,000$656,350$815,650
HARDIN$424,100$543,000$656,350$815,650
HARRIS$424,100$543,000$656,350$815,650
HARRISON$424,100$543,000$656,350$815,650
HARTLEY$424,100$543,000$656,350$815,650
HASKELL$424,100$543,000$656,350$815,650
HAYS$424,100$543,000$656,350$815,650
HEMPHILL$424,100$543,000$656,350$815,650
HENDERSON$424,100$543,000$656,350$815,650
HIDALGO$424,100$543,000$656,350$815,650
HILL$424,100$543,000$656,350$815,650
HOCKLEY$424,100$543,000$656,350$815,650
HOOD$424,100$543,000$656,350$815,650
HOPKINS$424,100$543,000$656,350$815,650
HOUSTON$424,100$543,000$656,350$815,650
HOWARD$424,100$543,000$656,350$815,650
HUDSPETH$424,100$543,000$656,350$815,650
HUNT$424,100$543,000$656,350$815,650
HUTCHINSON$424,100$543,000$656,350$815,650
IRION$424,100$543,000$656,350$815,650
JACK$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
JASPER$424,100$543,000$656,350$815,650
JEFF DAVIS$424,100$543,000$656,350$815,650
JEFFERSON$424,100$543,000$656,350$815,650
JIM HOGG$424,100$543,000$656,350$815,650
JIM WELLS$424,100$543,000$656,350$815,650
JOHNSON$424,100$543,000$656,350$815,650
JONES$424,100$543,000$656,350$815,650
KARNES$424,100$543,000$656,350$815,650
KAUFMAN$424,100$543,000$656,350$815,650
KENDALL$424,100$543,000$656,350$815,650
KENEDY$424,100$543,000$656,350$815,650
KENT$424,100$543,000$656,350$815,650
KERR$424,100$543,000$656,350$815,650
KIMBLE$424,100$543,000$656,350$815,650
KING$424,100$543,000$656,350$815,650
KINNEY$424,100$543,000$656,350$815,650
KLEBERG$424,100$543,000$656,350$815,650
KNOX$424,100$543,000$656,350$815,650
LAMAR$424,100$543,000$656,350$815,650
LAMB$424,100$543,000$656,350$815,650
LAMPASAS$424,100$543,000$656,350$815,650
LA SALLE$424,100$543,000$656,350$815,650
LAVACA$424,100$543,000$656,350$815,650
LEE$424,100$543,000$656,350$815,650
LEON$424,100$543,000$656,350$815,650
LIBERTY$424,100$543,000$656,350$815,650
LIMESTONE$424,100$543,000$656,350$815,650
LIPSCOMB$424,100$543,000$656,350$815,650
LIVE OAK$424,100$543,000$656,350$815,650
LLANO$424,100$543,000$656,350$815,650
LOVING$424,100$543,000$656,350$815,650
LUBBOCK$424,100$543,000$656,350$815,650
LYNN$424,100$543,000$656,350$815,650
MCCULLOCH$424,100$543,000$656,350$815,650
MCLENNAN$424,100$543,000$656,350$815,650
MCMULLEN$424,100$543,000$656,350$815,650
MADISON$424,100$543,000$656,350$815,650
MARION$424,100$543,000$656,350$815,650
MARTIN$424,100$543,000$656,350$815,650
MASON$424,100$543,000$656,350$815,650
MATAGORDA$424,100$543,000$656,350$815,650
MAVERICK$424,100$543,000$656,350$815,650
MEDINA$424,100$543,000$656,350$815,650
MENARD$424,100$543,000$656,350$815,650
MIDLAND$424,100$543,000$656,350$815,650
MILAM$424,100$543,000$656,350$815,650
MILLS$424,100$543,000$656,350$815,650
MITCHELL$424,100$543,000$656,350$815,650
MONTAGUE$424,100$543,000$656,350$815,650
MONTGOMERY$424,100$543,000$656,350$815,650
MOORE$424,100$543,000$656,350$815,650
MORRIS$424,100$543,000$656,350$815,650
MOTLEY$424,100$543,000$656,350$815,650
NACOGDOCHES$424,100$543,000$656,350$815,650
NAVARRO$424,100$543,000$656,350$815,650
NEWTON$424,100$543,000$656,350$815,650
NOLAN$424,100$543,000$656,350$815,650
NUECES$424,100$543,000$656,350$815,650
OCHILTREE$424,100$543,000$656,350$815,650
OLDHAM$424,100$543,000$656,350$815,650
ORANGE$424,100$543,000$656,350$815,650
PALO PINTO$424,100$543,000$656,350$815,650
PANOLA$424,100$543,000$656,350$815,650
PARKER$424,100$543,000$656,350$815,650
PARMER$424,100$543,000$656,350$815,650
PECOS$424,100$543,000$656,350$815,650
POLK$424,100$543,000$656,350$815,650
POTTER$424,100$543,000$656,350$815,650
PRESIDIO$424,100$543,000$656,350$815,650
RAINS$424,100$543,000$656,350$815,650
RANDALL$424,100$543,000$656,350$815,650
REAGAN$424,100$543,000$656,350$815,650
REAL$424,100$543,000$656,350$815,650
RED RIVER$424,100$543,000$656,350$815,650
REEVES$424,100$543,000$656,350$815,650
REFUGIO$424,100$543,000$656,350$815,650
ROBERTS$424,100$543,000$656,350$815,650
ROBERTSON$424,100$543,000$656,350$815,650
ROCKWALL$424,100$543,000$656,350$815,650
RUNNELS$424,100$543,000$656,350$815,650
RUSK$424,100$543,000$656,350$815,650
SABINE$424,100$543,000$656,350$815,650
SAN AUGUSTINE$424,100$543,000$656,350$815,650
SAN JACINTO$424,100$543,000$656,350$815,650
SAN PATRICIO$424,100$543,000$656,350$815,650
SAN SABA$424,100$543,000$656,350$815,650
SCHLEICHER$424,100$543,000$656,350$815,650
SCURRY$424,100$543,000$656,350$815,650
SHACKELFORD$424,100$543,000$656,350$815,650
SHELBY$424,100$543,000$656,350$815,650
SHERMAN$424,100$543,000$656,350$815,650
SMITH$424,100$543,000$656,350$815,650
SOMERVELL$424,100$543,000$656,350$815,650
STARR$424,100$543,000$656,350$815,650
STEPHENS$424,100$543,000$656,350$815,650
STERLING$424,100$543,000$656,350$815,650
STONEWALL$424,100$543,000$656,350$815,650
SUTTON$424,100$543,000$656,350$815,650
SWISHER$424,100$543,000$656,350$815,650
TARRANT$424,100$543,000$656,350$815,650
TAYLOR$424,100$543,000$656,350$815,650
TERRELL$424,100$543,000$656,350$815,650
TERRY$424,100$543,000$656,350$815,650
THROCKMORTON$424,100$543,000$656,350$815,650
TITUS$424,100$543,000$656,350$815,650
TOM GREEN$424,100$543,000$656,350$815,650
TRAVIS$424,100$543,000$656,350$815,650
TRINITY$424,100$543,000$656,350$815,650
TYLER$424,100$543,000$656,350$815,650
UPSHUR$424,100$543,000$656,350$815,650
UPTON$424,100$543,000$656,350$815,650
UVALDE$424,100$543,000$656,350$815,650
VAL VERDE$424,100$543,000$656,350$815,650
VAN ZANDT$424,100$543,000$656,350$815,650
VICTORIA$424,100$543,000$656,350$815,650
WALKER$424,100$543,000$656,350$815,650
WALLER$424,100$543,000$656,350$815,650
WARD$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WEBB$424,100$543,000$656,350$815,650
WHARTON$424,100$543,000$656,350$815,650
WHEELER$424,100$543,000$656,350$815,650
WICHITA$424,100$543,000$656,350$815,650
WILBARGER$424,100$543,000$656,350$815,650
WILLACY$424,100$543,000$656,350$815,650
WILLIAMSON$424,100$543,000$656,350$815,650
WILSON$424,100$543,000$656,350$815,650
WINKLER$424,100$543,000$656,350$815,650
WISE$424,100$543,000$656,350$815,650
WOOD$424,100$543,000$656,350$815,650
YOAKUM$424,100$543,000$656,350$815,650
YOUNG$424,100$543,000$656,350$815,650
ZAPATA$424,100$543,000$656,350$815,650
ZAVALA$424,100$543,000$656,350$815,650
>