Texas Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

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Texas Conventional Loan Limits by County

County 1 Unit SFR 2 Unit Duplex 3 Unit Triplex 4 Unit Fourplex
ANDERSON COUNTY$548,250$702,000$848,500$1,054,500
ANDREWS COUNTY$548,250$702,000$848,500$1,054,500
ANGELINA COUNTY$548,250$702,000$848,500$1,054,500
ARANSAS COUNTY$548,250$702,000$848,500$1,054,500
ARCHER COUNTY$548,250$702,000$848,500$1,054,500
ARMSTRONG COUNTY$548,250$702,000$848,500$1,054,500
ATASCOSA COUNTY$548,250$702,000$848,500$1,054,500
AUSTIN COUNTY$548,250$702,000$848,500$1,054,500
BAILEY COUNTY$548,250$702,000$848,500$1,054,500
BANDERA COUNTY$548,250$702,000$848,500$1,054,500
BASTROP COUNTY$548,250$702,000$848,500$1,054,500
BAYLOR COUNTY$548,250$702,000$848,500$1,054,500
BEE COUNTY$548,250$702,000$848,500$1,054,500
BELL COUNTY$548,250$702,000$848,500$1,054,500
BEXAR COUNTY$548,250$702,000$848,500$1,054,500
BLANCO COUNTY$548,250$702,000$848,500$1,054,500
BORDEN COUNTY$548,250$702,000$848,500$1,054,500
BOSQUE COUNTY$548,250$702,000$848,500$1,054,500
BOWIE COUNTY$548,250$702,000$848,500$1,054,500
BRAZORIA COUNTY$548,250$702,000$848,500$1,054,500
BRAZOS COUNTY$548,250$702,000$848,500$1,054,500
BREWSTER COUNTY$548,250$702,000$848,500$1,054,500
BRISCOE COUNTY$548,250$702,000$848,500$1,054,500
BROOKS COUNTY$548,250$702,000$848,500$1,054,500
BROWN COUNTY$548,250$702,000$848,500$1,054,500
BURLESON COUNTY$548,250$702,000$848,500$1,054,500
BURNET COUNTY$548,250$702,000$848,500$1,054,500
CALDWELL COUNTY$548,250$702,000$848,500$1,054,500
CALHOUN COUNTY$548,250$702,000$848,500$1,054,500
CALLAHAN COUNTY$548,250$702,000$848,500$1,054,500
CAMERON COUNTY$548,250$702,000$848,500$1,054,500
CAMP COUNTY$548,250$702,000$848,500$1,054,500
CARSON COUNTY$548,250$702,000$848,500$1,054,500
CASS COUNTY$548,250$702,000$848,500$1,054,500
CASTRO COUNTY$548,250$702,000$848,500$1,054,500
CHAMBERS COUNTY$548,250$702,000$848,500$1,054,500
CHEROKEE COUNTY$548,250$702,000$848,500$1,054,500
CHILDRESS COUNTY$548,250$702,000$848,500$1,054,500
CLAY COUNTY$548,250$702,000$848,500$1,054,500
COCHRAN COUNTY$548,250$702,000$848,500$1,054,500
COKE COUNTY$548,250$702,000$848,500$1,054,500
COLEMAN COUNTY$548,250$702,000$848,500$1,054,500
COLLIN COUNTY$548,250$702,000$848,500$1,054,500
COLLINGSWORTH COUNTY$548,250$702,000$848,500$1,054,500
COLORADO COUNTY$548,250$702,000$848,500$1,054,500
COMAL COUNTY$548,250$702,000$848,500$1,054,500
COMANCHE COUNTY$548,250$702,000$848,500$1,054,500
CONCHO COUNTY$548,250$702,000$848,500$1,054,500
COOKE COUNTY$548,250$702,000$848,500$1,054,500
CORYELL COUNTY$548,250$702,000$848,500$1,054,500
COTTLE COUNTY$548,250$702,000$848,500$1,054,500
CRANE COUNTY$548,250$702,000$848,500$1,054,500
CROCKETT COUNTY$548,250$702,000$848,500$1,054,500
CROSBY COUNTY$548,250$702,000$848,500$1,054,500
CULBERSON COUNTY$548,250$702,000$848,500$1,054,500
DALLAM COUNTY$548,250$702,000$848,500$1,054,500
DALLAS COUNTY$548,250$702,000$848,500$1,054,500
DAWSON COUNTY$548,250$702,000$848,500$1,054,500
DEAF SMITH COUNTY$548,250$702,000$848,500$1,054,500
DELTA COUNTY$548,250$702,000$848,500$1,054,500
DENTON COUNTY$548,250$702,000$848,500$1,054,500
DEWITT COUNTY$548,250$702,000$848,500$1,054,500
DICKENS COUNTY$548,250$702,000$848,500$1,054,500
DIMMIT COUNTY$548,250$702,000$848,500$1,054,500
DONLEY COUNTY$548,250$702,000$848,500$1,054,500
DUVAL COUNTY$548,250$702,000$848,500$1,054,500
EASTLAND COUNTY$548,250$702,000$848,500$1,054,500
ECTOR COUNTY$548,250$702,000$848,500$1,054,500
EDWARDS COUNTY$548,250$702,000$848,500$1,054,500
ELLIS COUNTY$548,250$702,000$848,500$1,054,500
EL PASO COUNTY$548,250$702,000$848,500$1,054,500
ERATH COUNTY$548,250$702,000$848,500$1,054,500
FALLS COUNTY$548,250$702,000$848,500$1,054,500
FANNIN COUNTY$548,250$702,000$848,500$1,054,500
FAYETTE COUNTY$548,250$702,000$848,500$1,054,500
FISHER COUNTY$548,250$702,000$848,500$1,054,500
FLOYD COUNTY$548,250$702,000$848,500$1,054,500
FOARD COUNTY$548,250$702,000$848,500$1,054,500
FORT BEND COUNTY$548,250$702,000$848,500$1,054,500
FRANKLIN COUNTY$548,250$702,000$848,500$1,054,500
FREESTONE COUNTY$548,250$702,000$848,500$1,054,500
FRIO COUNTY$548,250$702,000$848,500$1,054,500
GAINES COUNTY$548,250$702,000$848,500$1,054,500
GALVESTON COUNTY$548,250$702,000$848,500$1,054,500
GARZA COUNTY$548,250$702,000$848,500$1,054,500
GILLESPIE COUNTY$548,250$702,000$848,500$1,054,500
GLASSCOCK COUNTY$548,250$702,000$848,500$1,054,500
GOLIAD COUNTY$548,250$702,000$848,500$1,054,500
GONZALES COUNTY$548,250$702,000$848,500$1,054,500
GRAY COUNTY$548,250$702,000$848,500$1,054,500
GRAYSON COUNTY$548,250$702,000$848,500$1,054,500
GREGG COUNTY$548,250$702,000$848,500$1,054,500
GRIMES COUNTY$548,250$702,000$848,500$1,054,500
GUADALUPE COUNTY$548,250$702,000$848,500$1,054,500
HALE COUNTY$548,250$702,000$848,500$1,054,500
HALL COUNTY$548,250$702,000$848,500$1,054,500
HAMILTON COUNTY$548,250$702,000$848,500$1,054,500
HANSFORD COUNTY$548,250$702,000$848,500$1,054,500
HARDEMAN COUNTY$548,250$702,000$848,500$1,054,500
HARDIN COUNTY$548,250$702,000$848,500$1,054,500
HARRIS COUNTY$548,250$702,000$848,500$1,054,500
HARRISON COUNTY$548,250$702,000$848,500$1,054,500
HARTLEY COUNTY$548,250$702,000$848,500$1,054,500
HASKELL COUNTY$548,250$702,000$848,500$1,054,500
HAYS COUNTY$548,250$702,000$848,500$1,054,500
HEMPHILL COUNTY$548,250$702,000$848,500$1,054,500
HENDERSON COUNTY$548,250$702,000$848,500$1,054,500
HIDALGO COUNTY$548,250$702,000$848,500$1,054,500
HILL COUNTY$548,250$702,000$848,500$1,054,500
HOCKLEY COUNTY$548,250$702,000$848,500$1,054,500
HOOD COUNTY$548,250$702,000$848,500$1,054,500
HOPKINS COUNTY$548,250$702,000$848,500$1,054,500
HOUSTON COUNTY$548,250$702,000$848,500$1,054,500
HOWARD COUNTY$548,250$702,000$848,500$1,054,500
HUDSPETH COUNTY$548,250$702,000$848,500$1,054,500
HUNT COUNTY$548,250$702,000$848,500$1,054,500
HUTCHINSON COUNTY$548,250$702,000$848,500$1,054,500
IRION COUNTY$548,250$702,000$848,500$1,054,500
JACK COUNTY$548,250$702,000$848,500$1,054,500
JACKSON COUNTY$548,250$702,000$848,500$1,054,500
JASPER COUNTY$548,250$702,000$848,500$1,054,500
JEFF DAVIS COUNTY$548,250$702,000$848,500$1,054,500
JEFFERSON COUNTY$548,250$702,000$848,500$1,054,500
JIM HOGG COUNTY$548,250$702,000$848,500$1,054,500
JIM WELLS COUNTY$548,250$702,000$848,500$1,054,500
JOHNSON COUNTY$548,250$702,000$848,500$1,054,500
JONES COUNTY$548,250$702,000$848,500$1,054,500
KARNES COUNTY$548,250$702,000$848,500$1,054,500
KAUFMAN COUNTY$548,250$702,000$848,500$1,054,500
KENDALL COUNTY$548,250$702,000$848,500$1,054,500
KENEDY COUNTY$548,250$702,000$848,500$1,054,500
KENT COUNTY$548,250$702,000$848,500$1,054,500
KERR COUNTY$548,250$702,000$848,500$1,054,500
KIMBLE COUNTY$548,250$702,000$848,500$1,054,500
KING COUNTY$548,250$702,000$848,500$1,054,500
KINNEY COUNTY$548,250$702,000$848,500$1,054,500
KLEBERG COUNTY$548,250$702,000$848,500$1,054,500
KNOX COUNTY$548,250$702,000$848,500$1,054,500
LAMAR COUNTY$548,250$702,000$848,500$1,054,500
LAMB COUNTY$548,250$702,000$848,500$1,054,500
LAMPASAS COUNTY$548,250$702,000$848,500$1,054,500
LA SALLE COUNTY$548,250$702,000$848,500$1,054,500
LAVACA COUNTY$548,250$702,000$848,500$1,054,500
LEE COUNTY$548,250$702,000$848,500$1,054,500
LEON COUNTY$548,250$702,000$848,500$1,054,500
LIBERTY COUNTY$548,250$702,000$848,500$1,054,500
LIMESTONE COUNTY$548,250$702,000$848,500$1,054,500
LIPSCOMB COUNTY$548,250$702,000$848,500$1,054,500
LIVE OAK COUNTY$548,250$702,000$848,500$1,054,500
LLANO COUNTY$548,250$702,000$848,500$1,054,500
LOVING COUNTY$548,250$702,000$848,500$1,054,500
LUBBOCK COUNTY$548,250$702,000$848,500$1,054,500
LYNN COUNTY$548,250$702,000$848,500$1,054,500
MCCULLOCH COUNTY$548,250$702,000$848,500$1,054,500
MCLENNAN COUNTY$548,250$702,000$848,500$1,054,500
MCMULLEN COUNTY$548,250$702,000$848,500$1,054,500
MADISON COUNTY$548,250$702,000$848,500$1,054,500
MARION COUNTY$548,250$702,000$848,500$1,054,500
MARTIN COUNTY$548,250$702,000$848,500$1,054,500
MASON COUNTY$548,250$702,000$848,500$1,054,500
MATAGORDA COUNTY$548,250$702,000$848,500$1,054,500
MAVERICK COUNTY$548,250$702,000$848,500$1,054,500
MEDINA COUNTY$548,250$702,000$848,500$1,054,500
MENARD COUNTY$548,250$702,000$848,500$1,054,500
MIDLAND COUNTY$548,250$702,000$848,500$1,054,500
MILAM COUNTY$548,250$702,000$848,500$1,054,500
MILLS COUNTY$548,250$702,000$848,500$1,054,500
MITCHELL COUNTY$548,250$702,000$848,500$1,054,500
MONTAGUE COUNTY$548,250$702,000$848,500$1,054,500
MONTGOMERY COUNTY$548,250$702,000$848,500$1,054,500
MOORE COUNTY$548,250$702,000$848,500$1,054,500
MORRIS COUNTY$548,250$702,000$848,500$1,054,500
MOTLEY COUNTY$548,250$702,000$848,500$1,054,500
NACOGDOCHES COUNTY$548,250$702,000$848,500$1,054,500
NAVARRO COUNTY$548,250$702,000$848,500$1,054,500
NEWTON COUNTY$548,250$702,000$848,500$1,054,500
NOLAN COUNTY$548,250$702,000$848,500$1,054,500
NUECES COUNTY$548,250$702,000$848,500$1,054,500
OCHILTREE COUNTY$548,250$702,000$848,500$1,054,500
OLDHAM COUNTY$548,250$702,000$848,500$1,054,500
ORANGE COUNTY$548,250$702,000$848,500$1,054,500
PALO PINTO COUNTY$548,250$702,000$848,500$1,054,500
PANOLA COUNTY$548,250$702,000$848,500$1,054,500
PARKER COUNTY$548,250$702,000$848,500$1,054,500
PARMER COUNTY$548,250$702,000$848,500$1,054,500
PECOS COUNTY$548,250$702,000$848,500$1,054,500
POLK COUNTY$548,250$702,000$848,500$1,054,500
POTTER COUNTY$548,250$702,000$848,500$1,054,500
PRESIDIO COUNTY$548,250$702,000$848,500$1,054,500
RAINS COUNTY$548,250$702,000$848,500$1,054,500
RANDALL COUNTY$548,250$702,000$848,500$1,054,500
REAGAN COUNTY$548,250$702,000$848,500$1,054,500
REAL COUNTY$548,250$702,000$848,500$1,054,500
RED RIVER COUNTY$548,250$702,000$848,500$1,054,500
REEVES COUNTY$548,250$702,000$848,500$1,054,500
REFUGIO COUNTY$548,250$702,000$848,500$1,054,500
ROBERTS COUNTY$548,250$702,000$848,500$1,054,500
ROBERTSON COUNTY$548,250$702,000$848,500$1,054,500
ROCKWALL COUNTY$548,250$702,000$848,500$1,054,500
RUNNELS COUNTY$548,250$702,000$848,500$1,054,500
RUSK COUNTY$548,250$702,000$848,500$1,054,500
SABINE COUNTY$548,250$702,000$848,500$1,054,500
SAN AUGUSTINE COUNTY$548,250$702,000$848,500$1,054,500
SAN JACINTO COUNTY$548,250$702,000$848,500$1,054,500
SAN PATRICIO COUNTY$548,250$702,000$848,500$1,054,500
SAN SABA COUNTY$548,250$702,000$848,500$1,054,500
SCHLEICHER COUNTY$548,250$702,000$848,500$1,054,500
SCURRY COUNTY$548,250$702,000$848,500$1,054,500
SHACKELFORD COUNTY$548,250$702,000$848,500$1,054,500
SHELBY COUNTY$548,250$702,000$848,500$1,054,500
SHERMAN COUNTY$548,250$702,000$848,500$1,054,500
SMITH COUNTY$548,250$702,000$848,500$1,054,500
SOMERVELL COUNTY$548,250$702,000$848,500$1,054,500
STARR COUNTY$548,250$702,000$848,500$1,054,500
STEPHENS COUNTY$548,250$702,000$848,500$1,054,500
STERLING COUNTY$548,250$702,000$848,500$1,054,500
STONEWALL COUNTY$548,250$702,000$848,500$1,054,500
SUTTON COUNTY$548,250$702,000$848,500$1,054,500
SWISHER COUNTY$548,250$702,000$848,500$1,054,500
TARRANT COUNTY$548,250$702,000$848,500$1,054,500
TAYLOR COUNTY$548,250$702,000$848,500$1,054,500
TERRELL COUNTY$548,250$702,000$848,500$1,054,500
TERRY COUNTY$548,250$702,000$848,500$1,054,500
THROCKMORTON COUNTY$548,250$702,000$848,500$1,054,500
TITUS COUNTY$548,250$702,000$848,500$1,054,500
TOM GREEN COUNTY$548,250$702,000$848,500$1,054,500
TRAVIS COUNTY$548,250$702,000$848,500$1,054,500
TRINITY COUNTY$548,250$702,000$848,500$1,054,500
TYLER COUNTY$548,250$702,000$848,500$1,054,500
UPSHUR COUNTY$548,250$702,000$848,500$1,054,500
UPTON COUNTY$548,250$702,000$848,500$1,054,500
UVALDE COUNTY$548,250$702,000$848,500$1,054,500
VAL VERDE COUNTY$548,250$702,000$848,500$1,054,500
VAN ZANDT COUNTY$548,250$702,000$848,500$1,054,500
VICTORIA COUNTY$548,250$702,000$848,500$1,054,500
WALKER COUNTY$548,250$702,000$848,500$1,054,500
WALLER COUNTY$548,250$702,000$848,500$1,054,500
WARD COUNTY$548,250$702,000$848,500$1,054,500
WASHINGTON COUNTY$548,250$702,000$848,500$1,054,500
WEBB COUNTY$548,250$702,000$848,500$1,054,500
WHARTON COUNTY$548,250$702,000$848,500$1,054,500
WHEELER COUNTY$548,250$702,000$848,500$1,054,500
WICHITA COUNTY$548,250$702,000$848,500$1,054,500
WILBARGER COUNTY$548,250$702,000$848,500$1,054,500
WILLACY COUNTY$548,250$702,000$848,500$1,054,500
WILLIAMSON COUNTY$548,250$702,000$848,500$1,054,500
WILSON COUNTY$548,250$702,000$848,500$1,054,500
WINKLER COUNTY$548,250$702,000$848,500$1,054,500
WISE COUNTY$548,250$702,000$848,500$1,054,500
WOOD COUNTY$548,250$702,000$848,500$1,054,500
YOAKUM COUNTY$548,250$702,000$848,500$1,054,500
YOUNG COUNTY$548,250$702,000$848,500$1,054,500
ZAPATA COUNTY$548,250$702,000$848,500$1,054,500
ZAVALA COUNTY$548,250$702,000$848,500$1,054,500