Texas VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Texas VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ANDERSON$453,100$453,100$453,100$453,100
ANDREWS$453,100$453,100$453,100$453,100
ANGELINA$453,100$453,100$453,100$453,100
ARANSAS$453,100$453,100$453,100$453,100
ARCHER$453,100$453,100$453,100$453,100
ARMSTRONG$453,100$453,100$453,100$453,100
ATASCOSA$453,100$453,100$453,100$453,100
AUSTIN$453,100$453,100$453,100$453,100
BAILEY$453,100$453,100$453,100$453,100
BANDERA$453,100$453,100$453,100$453,100
BASTROP$453,100$453,100$453,100$453,100
BAYLOR$453,100$453,100$453,100$453,100
BEE$453,100$453,100$453,100$453,100
BELL$453,100$453,100$453,100$453,100
BEXAR$453,100$453,100$453,100$453,100
BLANCO$453,100$453,100$453,100$453,100
BORDEN$453,100$453,100$453,100$453,100
BOSQUE$453,100$453,100$453,100$453,100
BOWIE$453,100$453,100$453,100$453,100
BRAZORIA$453,100$453,100$453,100$453,100
BRAZOS$453,100$453,100$453,100$453,100
BREWSTER$453,100$453,100$453,100$453,100
BRISCOE$453,100$453,100$453,100$453,100
BROOKS$453,100$453,100$453,100$453,100
BROWN$453,100$453,100$453,100$453,100
BURLESON$453,100$453,100$453,100$453,100
BURNET$453,100$453,100$453,100$453,100
CALDWELL$453,100$453,100$453,100$453,100
CALHOUN$453,100$453,100$453,100$453,100
CALLAHAN$453,100$453,100$453,100$453,100
CAMERON$453,100$453,100$453,100$453,100
CAMP$453,100$453,100$453,100$453,100
CARSON$453,100$453,100$453,100$453,100
CASS$453,100$453,100$453,100$453,100
CASTRO$453,100$453,100$453,100$453,100
CHAMBERS$453,100$453,100$453,100$453,100
CHEROKEE$453,100$453,100$453,100$453,100
CHILDRESS$453,100$453,100$453,100$453,100
CLAY$453,100$453,100$453,100$453,100
COCHRAN$453,100$453,100$453,100$453,100
COKE$453,100$453,100$453,100$453,100
COLEMAN$453,100$453,100$453,100$453,100
COLLIN$453,100$453,100$453,100$453,100
COLLINGSWORTH$453,100$453,100$453,100$453,100
COLORADO$453,100$453,100$453,100$453,100
COMAL$453,100$453,100$453,100$453,100
COMANCHE$453,100$453,100$453,100$453,100
CONCHO$453,100$453,100$453,100$453,100
COOKE$453,100$453,100$453,100$453,100
CORYELL$453,100$453,100$453,100$453,100
COTTLE$453,100$453,100$453,100$453,100
CRANE$453,100$453,100$453,100$453,100
CROCKETT$453,100$453,100$453,100$453,100
CROSBY$453,100$453,100$453,100$453,100
CULBERSON$453,100$453,100$453,100$453,100
DALLAM$453,100$453,100$453,100$453,100
DALLAS$453,100$453,100$453,100$453,100
DAWSON$453,100$453,100$453,100$453,100
DEAF SMITH$453,100$453,100$453,100$453,100
DELTA$453,100$453,100$453,100$453,100
DENTON$453,100$453,100$453,100$453,100
DEWITT$453,100$453,100$453,100$453,100
DICKENS$453,100$453,100$453,100$453,100
DIMMIT$453,100$453,100$453,100$453,100
DONLEY$453,100$453,100$453,100$453,100
DUVAL$453,100$453,100$453,100$453,100
EASTLAND$453,100$453,100$453,100$453,100
ECTOR$453,100$453,100$453,100$453,100
EDWARDS$453,100$453,100$453,100$453,100
ELLIS$453,100$453,100$453,100$453,100
EL PASO$453,100$453,100$453,100$453,100
ERATH$453,100$453,100$453,100$453,100
FALLS$453,100$453,100$453,100$453,100
FANNIN$453,100$453,100$453,100$453,100
FAYETTE$453,100$453,100$453,100$453,100
FISHER$453,100$453,100$453,100$453,100
FLOYD$453,100$453,100$453,100$453,100
FOARD$453,100$453,100$453,100$453,100
FORT BEND$453,100$453,100$453,100$453,100
FRANKLIN$453,100$453,100$453,100$453,100
FREESTONE$453,100$453,100$453,100$453,100
FRIO$453,100$453,100$453,100$453,100
GAINES$453,100$453,100$453,100$453,100
GALVESTON$453,100$453,100$453,100$453,100
GARZA$453,100$453,100$453,100$453,100
GILLESPIE$453,100$453,100$453,100$453,100
GLASSCOCK$453,100$453,100$453,100$453,100
GOLIAD$453,100$453,100$453,100$453,100
GONZALES$453,100$453,100$453,100$453,100
GRAY$453,100$453,100$453,100$453,100
GRAYSON$453,100$453,100$453,100$453,100
GREGG$453,100$453,100$453,100$453,100
GRIMES$453,100$453,100$453,100$453,100
GUADALUPE$453,100$453,100$453,100$453,100
HALE$453,100$453,100$453,100$453,100
HALL$453,100$453,100$453,100$453,100
HAMILTON$453,100$453,100$453,100$453,100
HANSFORD$453,100$453,100$453,100$453,100
HARDEMAN$453,100$453,100$453,100$453,100
HARDIN$453,100$453,100$453,100$453,100
HARRIS$453,100$453,100$453,100$453,100
HARRISON$453,100$453,100$453,100$453,100
HARTLEY$453,100$453,100$453,100$453,100
HASKELL$453,100$453,100$453,100$453,100
HAYS$453,100$453,100$453,100$453,100
HEMPHILL$453,100$453,100$453,100$453,100
HENDERSON$453,100$453,100$453,100$453,100
HIDALGO$453,100$453,100$453,100$453,100
HILL$453,100$453,100$453,100$453,100
HOCKLEY$453,100$453,100$453,100$453,100
HOOD$453,100$453,100$453,100$453,100
HOPKINS$453,100$453,100$453,100$453,100
HOUSTON$453,100$453,100$453,100$453,100
HOWARD$453,100$453,100$453,100$453,100
HUDSPETH$453,100$453,100$453,100$453,100
HUNT$453,100$453,100$453,100$453,100
HUTCHINSON$453,100$453,100$453,100$453,100
IRION$453,100$453,100$453,100$453,100
JACK$453,100$453,100$453,100$453,100
JACKSON$453,100$453,100$453,100$453,100
JASPER$453,100$453,100$453,100$453,100
JEFF DAVIS$453,100$453,100$453,100$453,100
JEFFERSON$453,100$453,100$453,100$453,100
JIM HOGG$453,100$453,100$453,100$453,100
JIM WELLS$453,100$453,100$453,100$453,100
JOHNSON$453,100$453,100$453,100$453,100
JONES$453,100$453,100$453,100$453,100
KARNES$453,100$453,100$453,100$453,100
KAUFMAN$453,100$453,100$453,100$453,100
KENDALL$453,100$453,100$453,100$453,100
KENEDY$453,100$453,100$453,100$453,100
KENT$453,100$453,100$453,100$453,100
KERR$453,100$453,100$453,100$453,100
KIMBLE$453,100$453,100$453,100$453,100
KING$453,100$453,100$453,100$453,100
KINNEY$453,100$453,100$453,100$453,100
KLEBERG$453,100$453,100$453,100$453,100
KNOX$453,100$453,100$453,100$453,100
LAMAR$453,100$453,100$453,100$453,100
LAMB$453,100$453,100$453,100$453,100
LAMPASAS$453,100$453,100$453,100$453,100
LA SALLE$453,100$453,100$453,100$453,100
LAVACA$453,100$453,100$453,100$453,100
LEE$453,100$453,100$453,100$453,100
LEON$453,100$453,100$453,100$453,100
LIBERTY$453,100$453,100$453,100$453,100
LIMESTONE$453,100$453,100$453,100$453,100
LIPSCOMB$453,100$453,100$453,100$453,100
LIVE OAK$453,100$453,100$453,100$453,100
LLANO$453,100$453,100$453,100$453,100
LOVING$453,100$453,100$453,100$453,100
LUBBOCK$453,100$453,100$453,100$453,100
LYNN$453,100$453,100$453,100$453,100
MCCULLOCH$453,100$453,100$453,100$453,100
MCLENNAN$453,100$453,100$453,100$453,100
MCMULLEN$453,100$453,100$453,100$453,100
MADISON$453,100$453,100$453,100$453,100
MARION$453,100$453,100$453,100$453,100
MARTIN$453,100$453,100$453,100$453,100
MASON$453,100$453,100$453,100$453,100
MATAGORDA$453,100$453,100$453,100$453,100
MAVERICK$453,100$453,100$453,100$453,100
MEDINA$453,100$453,100$453,100$453,100
MENARD$453,100$453,100$453,100$453,100
MIDLAND$453,100$453,100$453,100$453,100
MILAM$453,100$453,100$453,100$453,100
MILLS$453,100$453,100$453,100$453,100
MITCHELL$453,100$453,100$453,100$453,100
MONTAGUE$453,100$453,100$453,100$453,100
MONTGOMERY$453,100$453,100$453,100$453,100
MOORE$453,100$453,100$453,100$453,100
MORRIS$453,100$453,100$453,100$453,100
MOTLEY$453,100$453,100$453,100$453,100
NACOGDOCHES$453,100$453,100$453,100$453,100
NAVARRO$453,100$453,100$453,100$453,100
NEWTON$453,100$453,100$453,100$453,100
NOLAN$453,100$453,100$453,100$453,100
NUECES$453,100$453,100$453,100$453,100
OCHILTREE$453,100$453,100$453,100$453,100
OLDHAM$453,100$453,100$453,100$453,100
ORANGE$453,100$453,100$453,100$453,100
PALO PINTO$453,100$453,100$453,100$453,100
PANOLA$453,100$453,100$453,100$453,100
PARKER$453,100$453,100$453,100$453,100
PARMER$453,100$453,100$453,100$453,100
PECOS$453,100$453,100$453,100$453,100
POLK$453,100$453,100$453,100$453,100
POTTER$453,100$453,100$453,100$453,100
PRESIDIO$453,100$453,100$453,100$453,100
RAINS$453,100$453,100$453,100$453,100
RANDALL$453,100$453,100$453,100$453,100
REAGAN$453,100$453,100$453,100$453,100
REAL$453,100$453,100$453,100$453,100
RED RIVER$453,100$453,100$453,100$453,100
REEVES$453,100$453,100$453,100$453,100
REFUGIO$453,100$453,100$453,100$453,100
ROBERTS$453,100$453,100$453,100$453,100
ROBERTSON$453,100$453,100$453,100$453,100
ROCKWALL$453,100$453,100$453,100$453,100
RUNNELS$453,100$453,100$453,100$453,100
RUSK$453,100$453,100$453,100$453,100
SABINE$453,100$453,100$453,100$453,100
SAN AUGUSTINE$453,100$453,100$453,100$453,100
SAN JACINTO$453,100$453,100$453,100$453,100
SAN PATRICIO$453,100$453,100$453,100$453,100
SAN SABA$453,100$453,100$453,100$453,100
SCHLEICHER$453,100$453,100$453,100$453,100
SCURRY$453,100$453,100$453,100$453,100
SHACKELFORD$453,100$453,100$453,100$453,100
SHELBY$453,100$453,100$453,100$453,100
SHERMAN$453,100$453,100$453,100$453,100
SMITH$453,100$453,100$453,100$453,100
SOMERVELL$453,100$453,100$453,100$453,100
STARR$453,100$453,100$453,100$453,100
STEPHENS$453,100$453,100$453,100$453,100
STERLING$453,100$453,100$453,100$453,100
STONEWALL$453,100$453,100$453,100$453,100
SUTTON$453,100$453,100$453,100$453,100
SWISHER$453,100$453,100$453,100$453,100
TARRANT$453,100$453,100$453,100$453,100
TAYLOR$453,100$453,100$453,100$453,100
TERRELL$453,100$453,100$453,100$453,100
TERRY$453,100$453,100$453,100$453,100
THROCKMORTON$453,100$453,100$453,100$453,100
TITUS$453,100$453,100$453,100$453,100
TOM GREEN$453,100$453,100$453,100$453,100
TRAVIS$453,100$453,100$453,100$453,100
TRINITY$453,100$453,100$453,100$453,100
TYLER$453,100$453,100$453,100$453,100
UPSHUR$453,100$453,100$453,100$453,100
UPTON$453,100$453,100$453,100$453,100
UVALDE$453,100$453,100$453,100$453,100
VAL VERDE$453,100$453,100$453,100$453,100
VAN ZANDT$453,100$453,100$453,100$453,100
VICTORIA$453,100$453,100$453,100$453,100
WALKER$453,100$453,100$453,100$453,100
WALLER$453,100$453,100$453,100$453,100
WARD$453,100$453,100$453,100$453,100
WASHINGTON$453,100$453,100$453,100$453,100
WEBB$453,100$453,100$453,100$453,100
WHARTON$453,100$453,100$453,100$453,100
WHEELER$453,100$453,100$453,100$453,100
WICHITA$453,100$453,100$453,100$453,100
WILBARGER$453,100$453,100$453,100$453,100
WILLACY$453,100$453,100$453,100$453,100
WILLIAMSON$453,100$453,100$453,100$453,100
WILSON$453,100$453,100$453,100$453,100
WINKLER$453,100$453,100$453,100$453,100
WISE$453,100$453,100$453,100$453,100
WOOD$453,100$453,100$453,100$453,100
YOAKUM$453,100$453,100$453,100$453,100
YOUNG$453,100$453,100$453,100$453,100
ZAPATA$453,100$453,100$453,100$453,100
ZAVALA$453,100$453,100$453,100$453,100
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