Utah Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

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Utah Conventional Loan Limits by County

County 1 Unit SFR 2 Unit Duplex 3 Unit Triplex 4 Unit Fourplex
BEAVER COUNTY$548,250$702,000$848,500$1,054,500
BOX ELDER COUNTY$646,300$827,400$1,000,100$1,242,900
CACHE COUNTY$548,250$702,000$848,500$1,054,500
CARBON COUNTY$548,250$702,000$848,500$1,054,500
DAGGETT COUNTY$548,250$702,000$848,500$1,054,500
DAVIS COUNTY$646,300$827,400$1,000,100$1,242,900
DUCHESNE COUNTY$548,250$702,000$848,500$1,054,500
EMERY COUNTY$548,250$702,000$848,500$1,054,500
GARFIELD COUNTY$548,250$702,000$848,500$1,054,500
GRAND COUNTY$548,250$702,000$848,500$1,054,500
IRON COUNTY$548,250$702,000$848,500$1,054,500
JUAB COUNTY$548,250$702,000$848,500$1,054,500
KANE COUNTY$548,250$702,000$848,500$1,054,500
MILLARD COUNTY$548,250$702,000$848,500$1,054,500
MORGAN COUNTY$646,300$827,400$1,000,100$1,242,900
PIUTE COUNTY$548,250$702,000$848,500$1,054,500
RICH COUNTY$548,250$702,000$848,500$1,054,500
SALT LAKE COUNTY$600,300$768,500$928,950$1,154,450
SAN JUAN COUNTY$548,250$702,000$848,500$1,054,500
SANPETE COUNTY$548,250$702,000$848,500$1,054,500
SEVIER COUNTY$548,250$702,000$848,500$1,054,500
SUMMIT COUNTY$817,650$1,046,750$1,265,250$1,572,450
TOOELE COUNTY$600,300$768,500$928,950$1,154,450
UINTAH COUNTY$548,250$702,000$848,500$1,054,500
UTAH COUNTY$548,250$702,000$848,500$1,054,500
WASATCH COUNTY$817,650$1,046,750$1,265,250$1,572,450
WASHINGTON COUNTY$548,250$702,000$848,500$1,054,500
WAYNE COUNTY$548,250$702,000$848,500$1,054,500
WEBER COUNTY$646,300$827,400$1,000,100$1,242,900