Fannie Mae and Freddie Mac
Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.
Conventional loan limits can be higher than the conforming loan limit in high cost Counties. High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.
Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.
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Utah Conventional Loan Limits by County
County | 1 Unit SFR | 2 Unit Duplex | 3 Unit Triplex | 4 Unit Fourplex |
---|---|---|---|---|
BEAVER COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
BOX ELDER COUNTY | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
CACHE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
CARBON COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
DAGGETT COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
DAVIS COUNTY | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
DUCHESNE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
EMERY COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
GARFIELD COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
GRAND COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
IRON COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
JUAB COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
KANE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
MILLARD COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
MORGAN COUNTY | $646,300 | $827,400 | $1,000,100 | $1,242,900 |
PIUTE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
RICH COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
SALT LAKE COUNTY | $600,300 | $768,500 | $928,950 | $1,154,450 |
SAN JUAN COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
SANPETE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
SEVIER COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
SUMMIT COUNTY | $817,650 | $1,046,750 | $1,265,250 | $1,572,450 |
TOOELE COUNTY | $600,300 | $768,500 | $928,950 | $1,154,450 |
UINTAH COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
UTAH COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
WASATCH COUNTY | $817,650 | $1,046,750 | $1,265,250 | $1,572,450 |
WASHINGTON COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
WAYNE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
WEBER COUNTY | $646,300 | $827,400 | $1,000,100 | $1,242,900 |