Utah Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
BEAVER$424,100$543,000$656,350$815,650
BOX ELDER$424,100$543,000$656,350$815,650
CACHE$424,100$543,000$656,350$815,650
CARBON$424,100$543,000$656,350$815,650
DAGGETT$424,100$543,000$656,350$815,650
DAVIS$424,100$543,000$656,350$815,650
DUCHESNE$424,100$543,000$656,350$815,650
EMERY$424,100$543,000$656,350$815,650
GARFIELD$424,100$543,000$656,350$815,650
GRAND$424,100$543,000$656,350$815,650
IRON$424,100$543,000$656,350$815,650
JUAB$424,100$543,000$656,350$815,650
KANE$424,100$543,000$656,350$815,650
MILLARD$424,100$543,000$656,350$815,650
MORGAN$424,100$543,000$656,350$815,650
PIUTE$424,100$543,000$656,350$815,650
RICH$424,100$543,000$656,350$815,650
SALT LAKE$600,300$768,500$928,950$1,154,450
SAN JUAN$424,100$543,000$656,350$815,650
SANPETE$424,100$543,000$656,350$815,650
SEVIER$424,100$543,000$656,350$815,650
SUMMIT$636,150$814,500$984,525$1,223,475
TOOELE$600,300$768,500$928,950$1,154,450
UINTAH$424,100$543,000$656,350$815,650
UTAH$424,100$543,000$656,350$815,650
WASATCH$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WAYNE$424,100$543,000$656,350$815,650
WEBER$424,100$543,000$656,350$815,650
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