VA Loan Limits by California County

The following loan limits indicate the maximum loan guarantee that allows an eligible Veteran may borrow with no down payment.

California Veterans trying to buy a home using their VA Home Loan Benefit can borrow more than the below listed loan amounts.

Loan amounts greater than the maximum loan limit will be required to have a down payment equal to 25% of the difference between the maximum loan limit, and the actual loan amount.

CountyState100% Financing Loan Limit
ALAMEDACA$636,150
ALPINECA$463,450
AMADORCA$424,100
BUTTECA$424,100
CALAVERASCA$424,100
COLUSACA$424,100
CONTRA COSTACA$636,150
DEL NORTECA$424,100
EL DORADOCA$488,750
FRESNOCA$424,100
GLENNCA$424,100
HUMBOLDTCA$424,100
IMPERIALCA$424,100
INYOCA$424,100
KERNCA$424,100
KINGSCA$424,100
LAKECA$424,100
LASSENCA$424,100
LOS ANGELESCA$636,150
MADERACA$424,100
MARINCA$636,150
MARIPOSACA$424,100
MENDOCINOCA$424,100
MERCEDCA$424,100
MODOCCA$424,100
MONOCA$529,000
MONTEREYCA$575,000
NAPACA$615,250
NEVADACA$477,250
ORANGECA$636,150
PLACERCA$488,750
PLUMASCA$424,100
RIVERSIDECA$424,100
SACRAMENTOCA$488,750
SAN BENITOCA$636,150
SAN BERNARDINOCA$424,100
SAN DIEGOCA$612,950
SAN FRANCISCOCA$636,150
SAN JOAQUINCA$424,100
SAN LUIS OBISPOCA$586,500
SAN MATEOCA$636,150
SANTA BARBARACA$625,500
SANTA CLARACA$636,150
SANTA CRUZCA$636,150
SHASTACA$424,100
SIERRACA$424,100
SISKIYOUCA$424,100
SOLANOCA$424,100
SONOMACA$595,700
STANISLAUSCA$424,100
SUTTERCA$424,100
TEHAMACA$424,100
TRINITYCA$424,100
TULARECA$424,100
TUOLUMNECA$424,100
VENTURACA$636,150
YOLOCA$488,750
YUBACA$424,100
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