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VA Loan Limits by California County

The following loan limits indicate the maximum loan guarantee that allows an eligible Veteran may borrow with no down payment.

California Veterans trying to buy a home using their VA Home Loan Benefit can borrow more than the below listed loan amounts.

Loan amounts greater than the maximum loan limit will be required to have a down payment equal to 25% of the difference between the maximum loan limit, and the actual loan amount.

County State 100% Financing Loan Limit
ALAMEDA CA $636,150
ALPINE CA $463,450
AMADOR CA $424,100
BUTTE CA $424,100
CALAVERAS CA $424,100
COLUSA CA $424,100
CONTRA COSTA CA $636,150
DEL NORTE CA $424,100
EL DORADO CA $488,750
FRESNO CA $424,100
GLENN CA $424,100
HUMBOLDT CA $424,100
IMPERIAL CA $424,100
INYO CA $424,100
KERN CA $424,100
KINGS CA $424,100
LAKE CA $424,100
LASSEN CA $424,100
LOS ANGELES CA $636,150
MADERA CA $424,100
MARIN CA $636,150
MARIPOSA CA $424,100
MENDOCINO CA $424,100
MERCED CA $424,100
MODOC CA $424,100
MONO CA $529,000
MONTEREY CA $575,000
NAPA CA $615,250
NEVADA CA $477,250
ORANGE CA $636,150
PLACER CA $488,750
PLUMAS CA $424,100
RIVERSIDE CA $424,100
SACRAMENTO CA $488,750
SAN BENITO CA $636,150
SAN BERNARDINO CA $424,100
SAN DIEGO CA $612,950
SAN FRANCISCO CA $636,150
SAN JOAQUIN CA $424,100
SAN LUIS OBISPO CA $586,500
SAN MATEO CA $636,150
SANTA BARBARA CA $625,500
SANTA CLARA CA $636,150
SANTA CRUZ CA $636,150
SHASTA CA $424,100
SIERRA CA $424,100
SISKIYOU CA $424,100
SOLANO CA $424,100
SONOMA CA $595,700
STANISLAUS CA $424,100
SUTTER CA $424,100
TEHAMA CA $424,100
TRINITY CA $424,100
TULARE CA $424,100
TUOLUMNE CA $424,100
VENTURA CA $636,150
YOLO CA $488,750
YUBA CA $424,100