Vermont Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ADDISON$424,100$543,000$656,350$815,650
BENNINGTON$424,100$543,000$656,350$815,650
CALEDONIA$424,100$543,000$656,350$815,650
CHITTENDEN$424,100$543,000$656,350$815,650
ESSEX$424,100$543,000$656,350$815,650
FRANKLIN$424,100$543,000$656,350$815,650
GRAND ISLE$424,100$543,000$656,350$815,650
LAMOILLE$424,100$543,000$656,350$815,650
ORANGE$424,100$543,000$656,350$815,650
ORLEANS$424,100$543,000$656,350$815,650
RUTLAND$424,100$543,000$656,350$815,650
WASHINGTON$424,100$543,000$656,350$815,650
WINDHAM$424,100$543,000$656,350$815,650
WINDSOR$424,100$543,000$656,350$815,650
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