Virginia VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Virginia VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ACCOMACK$453,100$453,100$453,100$453,100
ALBEMARLE$453,100$453,100$453,100$453,100
ALLEGHANY$453,100$453,100$453,100$453,100
AMELIA$535,900$535,900$535,900$535,900
AMHERST$453,100$453,100$453,100$453,100
APPOMATTOX$453,100$453,100$453,100$453,100
ARLINGTON$679,650$679,650$679,650$679,650
AUGUSTA$453,100$453,100$453,100$453,100
BATH$453,100$453,100$453,100$453,100
BEDFORD$453,100$453,100$453,100$453,100
BLAND$453,100$453,100$453,100$453,100
BOTETOURT$453,100$453,100$453,100$453,100
BRUNSWICK$453,100$453,100$453,100$453,100
BUCHANAN$453,100$453,100$453,100$453,100
BUCKINGHAM$453,100$453,100$453,100$453,100
CAMPBELL$453,100$453,100$453,100$453,100
CAROLINE$535,900$535,900$535,900$535,900
CARROLL$453,100$453,100$453,100$453,100
CHARLES CITY$535,900$535,900$535,900$535,900
CHARLOTTE$453,100$453,100$453,100$453,100
CHESTERFIELD$535,900$535,900$535,900$535,900
CLARKE$679,650$679,650$679,650$679,650
CRAIG$453,100$453,100$453,100$453,100
CULPEPER$679,650$679,650$679,650$679,650
CUMBERLAND$535,900$535,900$535,900$535,900
DICKENSON$453,100$453,100$453,100$453,100
DINWIDDIE$535,900$535,900$535,900$535,900
ESSEX$453,100$453,100$453,100$453,100
FAIRFAX$679,650$679,650$679,650$679,650
FAUQUIER$679,650$679,650$679,650$679,650
FLOYD$453,100$453,100$453,100$453,100
FLUVANNA$453,100$453,100$453,100$453,100
FRANKLIN$453,100$453,100$453,100$453,100
FREDERICK$453,100$453,100$453,100$453,100
GILES$453,100$453,100$453,100$453,100
GLOUCESTER$458,850$458,850$458,850$458,850
GOOCHLAND$535,900$535,900$535,900$535,900
GRAYSON$453,100$453,100$453,100$453,100
GREENE$453,100$453,100$453,100$453,100
GREENSVILLE$453,100$453,100$453,100$453,100
HALIFAX$453,100$453,100$453,100$453,100
HANOVER$535,900$535,900$535,900$535,900
HENRICO$535,900$535,900$535,900$535,900
HENRY$453,100$453,100$453,100$453,100
HIGHLAND$453,100$453,100$453,100$453,100
ISLE OF WIGHT$458,850$458,850$458,850$458,850
JAMES CITY$458,850$458,850$458,850$458,850
KING AND QUEEN$535,900$535,900$535,900$535,900
KING GEORGE$453,100$453,100$453,100$453,100
KING WILLIAM$535,900$535,900$535,900$535,900
LANCASTER$453,100$453,100$453,100$453,100
LEE$453,100$453,100$453,100$453,100
LOUDOUN$679,650$679,650$679,650$679,650
LOUISA$535,900$535,900$535,900$535,900
LUNENBURG$453,100$453,100$453,100$453,100
MADISON$453,100$453,100$453,100$453,100
MATHEWS$458,850$458,850$458,850$458,850
MECKLENBURG$453,100$453,100$453,100$453,100
MIDDLESEX$453,100$453,100$453,100$453,100
MONTGOMERY$453,100$453,100$453,100$453,100
NELSON$453,100$453,100$453,100$453,100
NEW KENT$535,900$535,900$535,900$535,900
NORTHAMPTON$453,100$453,100$453,100$453,100
NORTHUMBERLAND$453,100$453,100$453,100$453,100
NOTTOWAY$453,100$453,100$453,100$453,100
ORANGE$453,100$453,100$453,100$453,100
PAGE$453,100$453,100$453,100$453,100
PATRICK$453,100$453,100$453,100$453,100
PITTSYLVANIA$453,100$453,100$453,100$453,100
POWHATAN$535,900$535,900$535,900$535,900
PRINCE EDWARD$453,100$453,100$453,100$453,100
PRINCE GEORGE$535,900$535,900$535,900$535,900
PRINCE WILLIAM$679,650$679,650$679,650$679,650
PULASKI$453,100$453,100$453,100$453,100
RAPPAHANNOCK$679,650$679,650$679,650$679,650
RICHMOND$453,100$453,100$453,100$453,100
ROANOKE$453,100$453,100$453,100$453,100
ROCKBRIDGE$453,100$453,100$453,100$453,100
ROCKINGHAM$453,100$453,100$453,100$453,100
RUSSELL$453,100$453,100$453,100$453,100
SCOTT$453,100$453,100$453,100$453,100
SHENANDOAH$453,100$453,100$453,100$453,100
SMYTH$453,100$453,100$453,100$453,100
SOUTHAMPTON$453,100$453,100$453,100$453,100
SPOTSYLVANIA$679,650$679,650$679,650$679,650
STAFFORD$679,650$679,650$679,650$679,650
SURRY$458,850$458,850$458,850$458,850
SUSSEX$535,900$535,900$535,900$535,900
TAZEWELL$453,100$453,100$453,100$453,100
WARREN$679,650$679,650$679,650$679,650
WASHINGTON$453,100$453,100$453,100$453,100
WESTMORELAND$453,100$453,100$453,100$453,100
WISE$453,100$453,100$453,100$453,100
WYTHE$453,100$453,100$453,100$453,100
YORK$458,850$458,850$458,850$458,850
ALEXANDRIA CITY$679,650$679,650$679,650$679,650
BEDFORD CITY$453,100$453,100$453,100$453,100
BRISTOL CITY$453,100$453,100$453,100$453,100
BUENA VISTA CIT$453,100$453,100$453,100$453,100
CHARLOTTESVILLE$453,100$453,100$453,100$453,100
CHESAPEAKE CITY$458,850$458,850$458,850$458,850
COLONIAL HEIGHT$535,900$535,900$535,900$535,900
COVINGTON CITY$535,900$535,900$535,900$535,900
DANVILLE CITY$453,100$453,100$453,100$453,100
EMPORIA CITY$453,100$453,100$453,100$453,100
FAIRFAX CITY$679,650$679,650$679,650$679,650
FALLS CHURCH CI$679,650$679,650$679,650$679,650
FRANKLIN CITY$453,100$453,100$453,100$453,100
FREDERICKSBURG$679,650$679,650$679,650$679,650
GALAX CITY$453,100$453,100$453,100$453,100
HAMPTON CITY$458,850$458,850$458,850$458,850
HARRISONBURG CI$453,100$453,100$453,100$453,100
HOPEWELL CITY$535,900$535,900$535,900$535,900
LEXINGTON CITY$453,100$453,100$453,100$453,100
LYNCHBURG CITY$453,100$453,100$453,100$453,100
MANASSAS CITY$679,650$679,650$679,650$679,650
MANASSAS PARK C$679,650$679,650$679,650$679,650
MARTINSVILLE CI$453,100$453,100$453,100$453,100
NEWPORT NEWS CI$458,850$458,850$458,850$458,850
NORFOLK CITY$458,850$458,850$458,850$458,850
NORTON CITY$453,100$453,100$453,100$453,100
PETERSBURG CITY$535,900$535,900$535,900$535,900
NORTON CITY$453,100$453,100$453,100$453,100
POQUOSON CITY$458,850$458,850$458,850$458,850
RADFORD CITY$453,100$453,100$453,100$453,100
RICHMOND CITY$535,900$535,900$535,900$535,900
ROANOKE CITY$453,100$453,100$453,100$453,100
SALEM CITY$453,100$453,100$453,100$453,100
STAUNTON CITY$453,100$453,100$453,100$453,100
SUFFOLK CITY$458,850$458,850$458,850$458,850
VIRGINIA BEACH$458,850$458,850$458,850$458,850
WAYNESBORO CITY$453,100$453,100$453,100$453,100
WILLIAMSBURG CI$458,850$458,850$458,850$458,850
WINCHESTER CITY$453,100$580,150$701,250$871,450
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