Virginia VA Loan Limits by County

VA FP

VA Guaranteed home loans allow qualified military service members to buy a home with zero down payment. CLICK HERE for more information about qualifying for a 100% financing VA guaranteed loan.

If your loan amount exceeds the VA Guaranteed limit, you are able to buy with a down payment of 25% of the difference between 100% financing and your purchase price.

County100% Financing Limit
ACCOMACK$424,100
ALBEMARLE$437,000
ALLEGHANY$424,100
AMELIA$535,900
AMHERST$424,100
APPOMATTOX$424,100
ARLINGTON$636,150
AUGUSTA$424,100
BATH$424,100
BEDFORD$424,100
BLAND$424,100
BOTETOURT$424,100
BRUNSWICK$424,100
BUCHANAN$424,100
BUCKINGHAM$437,000
CAMPBELL$424,100
CAROLINE$535,900
CARROLL$424,100
CHARLES CITY$535,900
CHARLOTTE$424,100
CHESTERFIELD$535,900
CLARKE$636,150
CRAIG$424,100
CULPEPER$636,150
CUMBERLAND$535,900
DICKENSON$424,100
DINWIDDIE$535,900
ESSEX$424,100
FAIRFAX$636,150
FAUQUIER$636,150
FLOYD$424,100
FLUVANNA$437,000
FRANKLIN$424,100
FREDERICK$424,100
GILES$424,100
GLOUCESTER$458,850
GOOCHLAND$535,900
GRAYSON$424,100
GREENE$437,000
GREENSVILLE$424,100
HALIFAX$424,100
HANOVER$535,900
HENRICO$535,900
HENRY$424,100
HIGHLAND$424,100
ISLE OF WIGHT$458,850
JAMES CITY$458,850
KING AND QUEEN$535,900
KING GEORGE$424,100
KING WILLIAM$535,900
LANCASTER$442,750
LEE$424,100
LOUDOUN$636,150
LOUISA$535,900
LUNENBURG$424,100
MADISON$424,100
MATHEWS$458,850
MECKLENBURG$424,100
MIDDLESEX$424,100
MONTGOMERY$424,100
NELSON$437,000
NEW KENT$535,900
NORTHAMPTON$424,100
NORTHUMBERLAND$424,100
NOTTOWAY$424,100
ORANGE$424,100
PAGE$424,100
PATRICK$424,100
PITTSYLVANIA$424,100
POWHATAN$535,900
PRINCE EDWARD$424,100
PRINCE GEORGE$535,900
PRINCE WILLIAM$636,150
PULASKI$424,100
RAPPAHANNOCK$636,150
RICHMOND$424,100
ROANOKE$424,100
ROCKBRIDGE$424,100
ROCKINGHAM$424,100
RUSSELL$424,100
SCOTT$424,100
SHENANDOAH$424,100
SMYTH$424,100
SOUTHAMPTON$424,100
SPOTSYLVANIA$636,150
STAFFORD$636,150
SURRY$458,850
SUSSEX$535,900
TAZEWELL$424,100
WARREN$636,150
WASHINGTON$424,100
WESTMORELAND$424,100
WISE$424,100
WYTHE$424,100
YORK$458,850
ALEXANDRIA CITY$636,150
BEDFORD CITY$424,100
BRISTOL CITY$424,100
BUENA VISTA CIT$424,100
CHARLOTTESVILLE$437,000
CHESAPEAKE CITY$458,850
COLONIAL HEIGHT$535,900
COVINGTON CITY$424,100
DANVILLE CITY$424,100
EMPORIA CITY$424,100
FAIRFAX CITY$636,150
FALLS CHURCH CI$636,150
FRANKLIN CITY$424,100
FREDERICKSBURG$636,150
GALAX CITY$424,100
HAMPTON CITY$458,850
HARRISONBURG CI$424,100
HOPEWELL CITY$535,900
LEXINGTON CITY$424,100
LYNCHBURG CITY$424,100
MANASSAS CITY$636,150
MANASSAS PARK C$636,150
MARTINSVILLE CI$424,100
NEWPORT NEWS CI$458,850
NORFOLK CITY$458,850
NORTON CITY$424,100
PETERSBURG CITY$535,900
POQUOSON CITY$458,850
PORTSMOUTH CITY$458,850
RADFORD CITY$424,100
RICHMOND CITY$535,900
ROANOKE CITY$424,100
SALEM CITY$424,100
STAUNTON CITY$424,100
SUFFOLK CITY$458,850
VIRGINIA BEACH$458,850
WAYNESBORO CITY$424,100
WILLIAMSBURG CI$458,850
WINCHESTER CITY$424,100
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