Washington Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Washington Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ADAMS$510,400$653,550$789,950$981,700
ASOTIN$510,400$653,550$789,950$981,700
BENTON$510,400$653,550$789,950$981,700
CHELAN$981,700$789,950$653,550$510,400
CLALLAM$510,400$653,550$789,950$981,700
CLARK$510,400$653,550$789,950$981,700
COLUMBIA$510,400$653,550$789,950$981,700
COWLITZ$510,400$653,550$789,950$981,700
DOUGLAS$510,400$653,550$789,950$981,700
FERRY$510,400$653,550$789,950$981,700
FRANKLIN$510,400$653,550$789,950$981,700
GARFIELD$510,400$653,550$789,950$981,700
GRANT$510,400$653,550$789,950$981,700
GRAYS HARBOR$510,400$653,550$789,950$981,700
ISLAND$510,400$653,550$789,950$981,700
JEFFERSON$510,400$653,550$789,950$981,700
KING$741,750$949,600$1,147,800$1,426,450
KITSAP$510,400$653,550$789,950$981,700
KITTITAS$510,400$653,550$789,950$981,700
KLICKITAT$510,400$653,550$789,950$981,700
LEWIS$510,400$653,550$789,950$981,700
LINCOLN$510,400$653,550$789,950$981,700
MASON$510,400$653,550$789,950$981,700
OKANOGAN$510,400$653,550$789,950$981,700
PACIFIC$510,400$653,550$789,950$981,700
PEND OREILLE$510,400$653,550$789,950$981,700
PIERCE$741,750$949,600$1,147,800$1,426,450
SAN JUAN$510,400$653,550$789,950$981,700
SKAGIT$510,400$653,550$789,950$981,700
SKAMANIA$510,400$653,550$789,950$981,700
SNOHOMISH$741,750$949,600$1,147,800$1,426,450
SPOKANE$510,400$653,550$789,950$981,700
STEVENS$510,400$653,550$789,950$981,700
THURSTON$510,400$653,550$789,950$981,700
WAHKIAKUM$510,400$653,550$789,950$981,700
WALLA WALLA$510,400$653,550$789,950$981,700
WHATCOM$510,400$653,550$789,950$981,700
WHITMAN$510,400$653,550$789,950$981,700
YAKIMA$510,400$653,550$789,950$981,700