Washington Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
ADAMS$424,100$543,000$656,350$815,650
ASOTIN$424,100$543,000$656,350$815,650
BENTON$424,100$543,000$656,350$815,650
CHELAN$424,100$543,000$656,350$815,650
CLALLAM$424,100$543,000$656,350$815,650
CLARK$424,100$543,000$656,350$815,650
COLUMBIA$424,100$543,000$656,350$815,650
COWLITZ$424,100$543,000$656,350$815,650
DOUGLAS$424,100$543,000$656,350$815,650
FERRY$424,100$543,000$656,350$815,650
FRANKLIN$424,100$543,000$656,350$815,650
GARFIELD$424,100$543,000$656,350$815,650
GRANT$424,100$543,000$656,350$815,650
GRAYS HARBOR$424,100$543,000$656,350$815,650
ISLAND$424,100$543,000$656,350$815,650
JEFFERSON$424,100$543,000$656,350$815,650
KING$592,250$758,200$916,450$1,138,950
KITSAP$424,100$543,000$656,350$815,650
KITTITAS$424,100$543,000$656,350$815,650
KLICKITAT$424,100$543,000$656,350$815,650
LEWIS$424,100$543,000$656,350$815,650
LINCOLN$424,100$543,000$656,350$815,650
MASON$424,100$543,000$656,350$815,650
OKANOGAN$424,100$543,000$656,350$815,650
PACIFIC$424,100$543,000$656,350$815,650
PEND OREILLE$424,100$543,000$656,350$815,650
PIERCE$592,250$758,200$916,450$1,138,950
SAN JUAN$483,000$618,300$747,400$928,850
SKAGIT$424,100$543,000$656,350$815,650
SKAMANIA$424,100$543,000$656,350$815,650
SNOHOMISH$592,250$758,200$916,450$1,138,950
SPOKANE$424,100$543,000$656,350$815,650
STEVENS$424,100$543,000$656,350$815,650
THURSTON$424,100$543,000$656,350$815,650
WAHKIAKUM$424,100$543,000$656,350$815,650
WALLA WALLA$424,100$543,000$656,350$815,650
WHATCOM$424,100$543,000$656,350$815,650
WHITMAN$424,100$543,000$656,350$815,650
YAKIMA$424,100$543,000$656,350$815,650
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