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Washington Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Washington Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ADAMS$484,350$620,200$749,650$931,600
ASOTIN$484,350$620,200$749,650$931,600
BENTON$484,350$620,200$749,650$931,600
CHELAN$484,350$620,200$749,650$931,600
CLALLAM$484,350$620,200$749,650$931,600
CLARK$484,350$620,200$749,650$931,600
COLUMBIA$484,350$620,200$749,650$931,600
COWLITZ$484,350$620,200$749,650$931,600
DOUGLAS$484,350$620,200$749,650$931,600
FERRY$484,350$620,200$749,650$931,600
FRANKLIN$484,350$620,200$749,650$931,600
GARFIELD$484,350$620,200$749,650$931,600
GRANT$484,350$620,200$749,650$931,600
GRAYS HARBOR$484,350$620,200$749,650$931,600
ISLAND$484,350$620,200$749,650$931,600
JEFFERSON$484,350$620,200$749,650$931,600
KING$726,525$930,300$1,124,475$1,397,400
KITSAP$484,350$620,200$749,650$931,600
KITTITAS$484,350$620,200$749,650$931,600
KLICKITAT$484,350$620,200$749,650$931,600
LEWIS$484,350$620,200$749,650$931,600
LINCOLN$484,350$620,200$749,650$931,600
MASON$484,350$620,200$749,650$931,600
OKANOGAN$484,350$620,200$749,650$931,600
PACIFIC$484,350$620,200$749,650$931,600
PEND OREILLE$484,350$620,200$749,650$931,600
PIERCE$726,525$930,300$1,124,475$1,397,400
SAN JUAN$484,350$620,200$749,650$931,600
SKAGIT$484,350$620,200$749,650$931,600
SKAMANIA$484,350$620,200$749,650$931,600
SNOHOMISH$726,525$930,300$1,124,475$1,397,400
SPOKANE$484,350$620,200$749,650$931,600
STEVENS$484,350$620,200$749,650$931,600
THURSTON$484,350$620,200$749,650$931,600
WAHKIAKUM$484,350$620,200$749,650$931,600
WALLA WALLA$484,350$620,200$749,650$931,600
WHATCOM$484,350$620,200$749,650$931,600
WHITMAN$484,350$620,200$749,650$931,600
YAKIMA$484,350$620,200$749,650$931,600
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