Washington Conventional Loan Limits by County

Fannie Mae and Freddie Mac

Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.

Conventional loan limits can be higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.

You can find FHA and VA Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Washington Conventional Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ADAMS$453,100$580,150$701,250$871,450
ASOTIN$453,100$580,150$701,250$871,450
BENTON$453,100$580,150$701,250$871,450
CHELAN$453,100$580,150$701,250$871,450
CLALLAM$453,100$580,150$701,250$871,450
CLARK$453,100$580,150$701,250$871,450
COLUMBIA$453,100$580,150$701,250$871,450
COWLITZ$453,100$580,150$701,250$871,450
DOUGLAS$453,100$580,150$701,250$871,450
FERRY$453,100$580,150$701,250$871,450
FRANKLIN$453,100$580,150$701,250$871,450
GARFIELD$453,100$580,150$701,250$871,450
GRANT$453,100$580,150$701,250$871,450
GRAYS HARBOR$453,100$580,150$701,250$871,450
ISLAND$453,100$580,150$701,250$871,450
JEFFERSON$453,100$580,150$701,250$871,450
KING$667,000 $853,900 $1,032,150 $1,282,700
KITSAP$453,100$580,150$701,250$871,450
KITTITAS$453,100$580,150$701,250$871,450
KLICKITAT$453,100$580,150$701,250$871,450
LEWIS$453,100$580,150$701,250$871,450
LINCOLN$453,100$580,150$701,250$871,450
MASON$453,100$580,150$701,250$871,450
OKANOGAN$453,100$580,150$701,250$871,450
PACIFIC$453,100$580,150$701,250$871,450
PEND OREILLE$453,100$580,150$701,250$871,450
PIERCE$667,000 $853,900 $1,032,150 $1,282,700
SAN JUAN$483,000 $618,300 $747,400 $928,850
SKAGIT$453,100$580,150$701,250$871,450
SKAMANIA$453,100$580,150$701,250$871,450
SNOHOMISH$667,000 $853,900 $1,032,150 $1,282,700
SPOKANE$453,100$580,150$701,250$871,450
STEVENS$453,100$580,150$701,250$871,450
THURSTON$453,100$580,150$701,250$871,450
WAHKIAKUM$453,100$580,150$701,250$871,450
WALLA WALLA$453,100$580,150$701,250$871,450
WHATCOM$453,100$580,150$701,250$871,450
WHITMAN$453,100$580,150$701,250$871,450
YAKIMA$453,100$580,150$701,250$871,450
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