Washington VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Washington VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
ADAMS$453,100$453,100$453,100$453,100
ASOTIN$453,100$453,100$453,100$453,100
BENTON$453,100$453,100$453,100$453,100
CHELAN$453,100$453,100$453,100$453,100
CLALLAM$453,100$453,100$453,100$453,100
CLARK$453,100$453,100$453,100$453,100
COLUMBIA$453,100$453,100$453,100$453,100
COWLITZ$453,100$453,100$453,100$453,100
DOUGLAS$453,100$453,100$453,100$453,100
FERRY$453,100$453,100$453,100$453,100
FRANKLIN$453,100$453,100$453,100$453,100
GARFIELD$453,100$453,100$453,100$453,100
GRANT$453,100$453,100$453,100$453,100
GRAYS HARBOR$453,100$453,100$453,100$453,100
ISLAND$453,100$453,100$453,100$453,100
JEFFERSON$453,100$453,100$453,100$453,100
KING$667,000 $667,000 $667,000 $667,000
KITSAP$453,100$453,100$453,100$453,100
KITTITAS$453,100$453,100$453,100$453,100
KLICKITAT$453,100$453,100$453,100$453,100
LEWIS$453,100$453,100$453,100$453,100
LINCOLN$453,100$453,100$453,100$453,100
MASON$453,100$453,100$453,100$453,100
OKANOGAN$453,100$453,100$453,100$453,100
PACIFIC$453,100$453,100$453,100$453,100
PEND OREILLE$453,100$453,100$453,100$453,100
PIERCE$667,000 $667,000 $667,000 $667,000
SAN JUAN$483,000 $483,000 $483,000 $483,000
SKAGIT$453,100$453,100$453,100$453,100
SKAMANIA$453,100$453,100$453,100$453,100
SNOHOMISH$667,000 $667,000 $667,000 $667,000
SPOKANE$453,100$453,100$453,100$453,100
STEVENS$453,100$453,100$453,100$453,100
THURSTON$453,100$453,100$453,100$453,100
WAHKIAKUM$453,100$453,100$453,100$453,100
WALLA WALLA$453,100$453,100$453,100$453,100
WHATCOM$453,100$453,100$453,100$453,100
WHITMAN$453,100$453,100$453,100$453,100
YAKIMA$453,100$453,100$453,100$453,100
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