West Virginia Conventional Loan Limits by County

Conventional FP

Conventional loans use Fannie Mae or Freddie Mac underwriting guidelines. Unlike FHA loan limits, which can vary widely by County based on the area median income, Conventional minimum loan limits are set nationwide by Fannie Mae.

Conventional loan limits can be exceeded if you are buying a multi family home, or if you are buying in a high cost County. Conventional loans allow as little as a 3% to 5% down payment.

County1 UnitDuplexTriplexFourplex
BARBOUR$424,100$543,000$656,350$815,650
BERKELEY$424,100$543,000$656,350$815,650
BOONE$424,100$543,000$656,350$815,650
BRAXTON$424,100$543,000$656,350$815,650
BROOKE$424,100$543,000$656,350$815,650
CABELL$424,100$543,000$656,350$815,650
CALHOUN$424,100$543,000$656,350$815,650
CLAY$424,100$543,000$656,350$815,650
DODDRIDGE$424,100$543,000$656,350$815,650
FAYETTE$424,100$543,000$656,350$815,650
GILMER$424,100$543,000$656,350$815,650
GRANT$424,100$543,000$656,350$815,650
GREENBRIER$424,100$543,000$656,350$815,650
HAMPSHIRE$424,100$543,000$656,350$815,650
HANCOCK$424,100$543,000$656,350$815,650
HARDY$424,100$543,000$656,350$815,650
HARRISON$424,100$543,000$656,350$815,650
JACKSON$424,100$543,000$656,350$815,650
JEFFERSON$636,150$814,500$984,525$1,223,475
KANAWHA$424,100$543,000$656,350$815,650
LEWIS$424,100$543,000$656,350$815,650
LINCOLN$424,100$543,000$656,350$815,650
LOGAN$424,100$543,000$656,350$815,650
MCDOWELL$424,100$543,000$656,350$815,650
MARION$424,100$543,000$656,350$815,650
MARSHALL$424,100$543,000$656,350$815,650
MASON$424,100$543,000$656,350$815,650
MERCER$424,100$543,000$656,350$815,650
MINERAL$424,100$543,000$656,350$815,650
MINGO$424,100$543,000$656,350$815,650
MONONGALIA$424,100$543,000$656,350$815,650
MONROE$424,100$543,000$656,350$815,650
MORGAN$424,100$543,000$656,350$815,650
NICHOLAS$424,100$543,000$656,350$815,650
OHIO$424,100$543,000$656,350$815,650
PENDLETON$424,100$543,000$656,350$815,650
PLEASANTS$424,100$543,000$656,350$815,650
POCAHONTAS$424,100$543,000$656,350$815,650
PRESTON$424,100$543,000$656,350$815,650
PUTNAM$424,100$543,000$656,350$815,650
RALEIGH$424,100$543,000$656,350$815,650
RANDOLPH$424,100$543,000$656,350$815,650
RITCHIE$424,100$543,000$656,350$815,650
ROANE$424,100$543,000$656,350$815,650
SUMMERS$424,100$543,000$656,350$815,650
TAYLOR$424,100$543,000$656,350$815,650
TUCKER$424,100$543,000$656,350$815,650
TYLER$424,100$543,000$656,350$815,650
UPSHUR$424,100$543,000$656,350$815,650
WAYNE$424,100$543,000$656,350$815,650
WEBSTER$424,100$543,000$656,350$815,650
WETZEL$424,100$543,000$656,350$815,650
WIRT$424,100$543,000$656,350$815,650
WOOD$424,100$543,000$656,350$815,650
WYOMING$424,100$543,000$656,350$815,650
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