VA FP

VA Guaranteed home loans allow qualified military service members to buy a home with zero down payment. CLICK HERE for more information about qualifying for a 100% financing VA guaranteed loan.

If your loan amount exceeds the VA Guaranteed limit, you are able to buy with a down payment of 25% of the difference between 100% financing and your purchase price.

County 100% Financing Limit
BARBOUR $424,100
BERKELEY $424,100
BOONE $424,100
BRAXTON $424,100
BROOKE $424,100
CABELL $424,100
CALHOUN $424,100
CLAY $424,100
DODDRIDGE $424,100
FAYETTE $424,100
GILMER $424,100
GRANT $424,100
GREENBRIER $424,100
HAMPSHIRE $424,100
HANCOCK $424,100
HARDY $424,100
HARRISON $424,100
JACKSON $424,100
JEFFERSON $636,150
KANAWHA $424,100
LEWIS $424,100
LINCOLN $424,100
LOGAN $424,100
MCDOWELL $424,100
MARION $424,100
MARSHALL $424,100
MASON $424,100
MERCER $424,100
MINERAL $424,100
MINGO $424,100
MONONGALIA $424,100
MONROE $424,100
MORGAN $424,100
NICHOLAS $424,100
OHIO $424,100
PENDLETON $424,100
PLEASANTS $424,100
POCAHONTAS $424,100
PRESTON $424,100
PUTNAM $424,100
RALEIGH $424,100
RANDOLPH $424,100
RITCHIE $424,100
ROANE $424,100
SUMMERS $424,100
TAYLOR $424,100
TUCKER $424,100
TYLER $424,100
UPSHUR $424,100
WAYNE $424,100
WEBSTER $424,100
WETZEL $424,100
WIRT $424,100
WOOD $424,100
WYOMING $424,100

West Virginia VA Loan Limits by County

Department of Veterans Affairs

VA Loans can be can be approved through either Fannie Mae's Desktop Underwriter (DU), or Freddie Mac's Loan Product Advisor (LPA). Conventional minimum loan limits are set nationwide.

VA Loan limits follow Conventional conforming loan limits, including higher than the conforming loan limit in high cost Counties.  High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.

VA Loans offer 100% financing up to the conforming loan limit for the County you are buying or refinancing a home in. 

If you are VA eligible and looking to buy owner occupied units (duplex, triplex, fourplex), you might want to compare the VA loan limit with the expanded FHA loan limits for units.

You can find FHA & Conventional Loan limits here.

Have Questions About Loan Limits? Experts are Standing By!

Real Professionals. Accurate Answers. Available Now.

West Virginia VA Loan Limits by County

County1 Unit SFR2 Unit Duplex3 Unit Triplex4 Unit Fourplex
BARBOUR$453,100$453,100$453,100$453,100
BERKELEY$453,100$453,100$453,100$453,100
BOONE$453,100$453,100$453,100$453,100
BRAXTON$453,100$453,100$453,100$453,100
BROOKE$453,100$453,100$453,100$453,100
CABELL$453,100$453,100$453,100$453,100
CALHOUN$453,100$453,100$453,100$453,100
CLAY$453,100$453,100$453,100$453,100
DODDRIDGE$453,100$453,100$453,100$453,100
FAYETTE$453,100$453,100$453,100$453,100
GILMER$453,100$453,100$453,100$453,100
GRANT$453,100$453,100$453,100$453,100
GREENBRIER$453,100$453,100$453,100$453,100
HAMPSHIRE$453,100$453,100$453,100$453,100
HANCOCK$453,100$453,100$453,100$453,100
HARDY$453,100$453,100$453,100$453,100
HARRISON$453,100$453,100$453,100$453,100
JACKSON$453,100$453,100$453,100$453,100
JEFFERSON$679,650 $679,650 $679,650 $679,650
KANAWHA$453,100$453,100$453,100$453,100
LEWIS$453,100$453,100$453,100$453,100
LINCOLN$453,100$453,100$453,100$453,100
LOGAN$453,100$453,100$453,100$453,100
MCDOWELL$453,100$453,100$453,100$453,100
MARION$453,100$453,100$453,100$453,100
MARSHALL$453,100$453,100$453,100$453,100
MASON$453,100$453,100$453,100$453,100
MERCER$453,100$453,100$453,100$453,100
MINERAL$453,100$453,100$453,100$453,100
MINGO$453,100$453,100$453,100$453,100
MONONGALIA$453,100$453,100$453,100$453,100
MONROE$453,100$453,100$453,100$453,100
MORGAN$453,100$453,100$453,100$453,100
NICHOLAS$453,100$453,100$453,100$453,100
OHIO$453,100$453,100$453,100$453,100
PENDLETON$453,100$453,100$453,100$453,100
PLEASANTS$453,100$453,100$453,100$453,100
POCAHONTAS$453,100$453,100$453,100$453,100
PRESTON$453,100$453,100$453,100$453,100
PUTNAM$453,100$453,100$453,100$453,100
RALEIGH$453,100$453,100$453,100$453,100
RANDOLPH$453,100$453,100$453,100$453,100
RITCHIE$453,100$453,100$453,100$453,100
ROANE$453,100$453,100$453,100$453,100
SUMMERS$453,100$453,100$453,100$453,100
TAYLOR$453,100$453,100$453,100$453,100
TUCKER$453,100$453,100$453,100$453,100
TYLER$453,100$453,100$453,100$453,100
UPSHUR$453,100$453,100$453,100$453,100
WAYNE$453,100$453,100$453,100$453,100
WEBSTER$453,100$453,100$453,100$453,100
WETZEL$453,100$453,100$453,100$453,100
WIRT$453,100$453,100$453,100$453,100
WOOD$453,100$453,100$453,100$453,100
WYOMING$453,100$453,100$453,100$453,100
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