Fannie Mae and Freddie Mac
Conventional loans follow Fannie Mae or Freddie Mac underwriting guidelines. Conventional minimum loan limits are set nationwide.
Conventional loan limits can be higher than the conforming loan limit in high cost Counties. High cost Counties get to enjoy all of the benefits of traditional conforming underwriting guidelines.
Conventional loans allow as little as a 3% to 5% down payment when buying your primary residence.
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Wisconsin Conventional Loan Limits by County
| County | 1 Unit SFR | 2 Unit Duplex | 3 Unit Triplex | 4 Unit Fourplex |
|---|---|---|---|---|
| ADAMS COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| ASHLAND COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| BARRON COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| BAYFIELD COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| BROWN COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| BUFFALO COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| BURNETT COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| CALUMET COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| CHIPPEWA COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| CLARK COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| COLUMBIA COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| CRAWFORD COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| DANE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| DODGE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| DOOR COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| DOUGLAS COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| DUNN COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| EAU CLAIRE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| FLORENCE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| FOND DU LAC COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| FOREST COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| GRANT COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| GREEN COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| GREEN LAKE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| IOWA COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| IRON COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| JACKSON COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| JEFFERSON COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| JUNEAU COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| KENOSHA COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| KEWAUNEE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| LA CROSSE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| LAFAYETTE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| LANGLADE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| LINCOLN COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| MANITOWOC COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| MARATHON COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| MARINETTE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| MARQUETTE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| MENOMINEE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| MILWAUKEE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| MONROE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| OCONTO COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| ONEIDA COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| OUTAGAMIE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| OZAUKEE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| PEPIN COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| PIERCE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| POLK COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| PORTAGE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| PRICE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| RACINE COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| RICHLAND COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| ROCK COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| RUSK COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| ST. CROIX COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| SAUK COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| SAWYER COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| SHAWANO COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| SHEBOYGAN COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| TAYLOR COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| TREMPEALEAU COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| VERNON COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| VILAS COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| WALWORTH COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| WASHBURN COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| WASHINGTON COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| WAUKESHA COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| WAUPACA COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| WAUSHARA COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| WINNEBAGO COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |
| WOOD COUNTY | $548,250 | $702,000 | $848,500 | $1,054,500 |